11 Harriet Street, Severn, ON

$649,000
MLS#:S13543518
4 beds
2 baths
1100-1500 sqft
5.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow-Raised detached located in the coveted neighborhood of Coldwater. Expertly crafted featuring premium aluminum siding and brick construction, this residence presents an exceptional opportunity offered at $649,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 50 x 198 ft lot
  • Features a finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 5.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: None
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

RAISED BUNGALOW WITH A DEEP LOT, MODERN UPDATES & A GENEROUS BACKYARD BUILT FOR ENTERTAINING! Set on a generous 50 x 198 ft in-town lot, this raised bungalow has the mature trees, manicured curb appeal, and deep fenced backyard that make buyers slow down at the front and fall harder out back. The backyard feels like an escape all on its own, with plenty of room to kick a soccer ball, start the garden you've always wanted, host family barbecues, or simply enjoy a quiet evening beneath the gazebo as the sun slips behind the trees. The living room is where the day naturally begins and ends, with a large front window, pot lights, and a navy feature wall creating a space you'll genuinely look forward to coming home to. The dining area opens directly to the deck, while the updated white kitchen features crown-topped cabinetry, granite countertops, stainless steel appliances, a double sink, subway tile backsplash, breakfast bar seating, and generous storage. Three comfortable bedrooms and a 4-piece bathroom complete the main floor. The finished lower level offers even more room to enjoy, anchored by a rec room where a fluted wood feature wall flows seamlessly onto the ceiling, creating a striking architectural detail that sets the space apart. A fourth bedroom, full bathroom, office, laundry room, and storage complete the lower level, offering flexibility for growing families, overnight guests, or working from home. Located on a mature, quiet, tree-lined street just a short walk from Coldwater's charming Main Street, you'll enjoy strolling to local shops, restaurants, parks, and everyday amenities before returning home to the backyard that makes this property so memorable.

Upcoming Open Houses

Sunday, July 12, 202610:00 AM - 12:00 PMPublic

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Property Summary

This detached home located at 11 Harriet Street, Severn is currently for sale and has been available on SousaSells for 3 days. This property is listed at $649,000 with an estimated mortgage of $2,160* per month. It has 4 beds, 2 bathrooms, and is 1100-1500 square feet. 11 Harriet Street, Severn is in the Coldwater neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
4
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/9/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow-Raised
ConstructionAluminum Siding, Brick
BasementFinished
Lot Size50 × 198 Feet
CountySimcoe
Annual Tax$2,185.23
Legal DescriptionLT 15 S/S HARRIET ST PL 516 MEDONTE; SEVERN

Parking & Garage

Parking Spaces5.0
Garage Spaces4
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Golf, Skiing

Interior Features

None

Security Features

None

Community Features

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Location

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11 Harriet Street, Severn, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 11 Harriet Street, Severn, ON L0K 1E0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Severn.

Configure Loan Settings

Interest Rate4.00%
Down Payment$194,700 (30.0%)
* Minimum Canadian down payment required for this price is $39,900.
Amortization Period30 Years
Estimated Monthly Payment$2,160Based on a loan of $454,300 over 30 years.
Purchase Price$649,000
Loan Amount$454,300
Provincial Land Transfer Tax:$9,455
Total Estimated Closing Taxes:$9,455

About Purchasing a Home in Severn, ON

For a property listed at $649,000 in Severn, the legal minimum down payment is $39,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $9,455 for this transaction. As this listing is in Severn (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $9,455.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Coldwater, Severn.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$799,444

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.