1887 Ellis Road, Severn, ON

$1,199,000
MLS#:S13621210
5 beds
3 baths
2000-2500 sqft
12.0 parking
Residential Freehold
1887 Ellis Road, Severn, ON L0K 1E0

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Coldwater. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $1,199,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 5 Bedrooms and 3 Bathrooms with 2 functional kitchens
  • Generous living space spanning 2000-2500 sqft on a premium 91 x 195 ft lot
  • Features a finished with walk-out basement, adding superb versatility for recreation, a home gym, or extra storage
  • 12.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Central Vacuum, In-Law Capability, Primary Bedroom - Main Floor
  • equipped with central air central cooling and highly efficient forced air heating via propane

Description

Welcome to your year-round waterfront retreat on beautiful MacLean Lake, offering direct access to Gloucester Pool & the Trent Severn Waterway. Set on a picturesque 0.73-acre lot w/ 91ft of Southern exposure waterfront, this versatile property is ideal as a family home, cottage getaway, or multi-generational retreat with endless possibilities. The main level features an open-concept kitchen, living & dining area designed for gathering with family & friends, complete w/ a walkout to a spacious deck overlooking the property & lake. Three comfortable bedrooms & a 3pc bath complete the main floor. The fully finished lower level offers incredible flexibility w/ its own entrance, making it an ideal in-law suite or rental. This space features an open-concept kitchen, living & dining area, 2 bedrooms, a 3pc bath, laundry rm, cozy wood burning stove, & walkout to a large covered patio w/ peaceful waterfront views. Outside, the impressive amenities continue w/ an oversized 2 car detached shop complete w/ a 7,000lb vehicle lift, a charming Panabode bunkie for overflow guests, an outhouse, & 4 additional storage sheds providing room for all your tools, toys, & equipment. Enjoy effortless waterfront living w/ a private dock, beautiful lake views, & a small boat ramp perfect for launching your Sea-Doos or other small watercraft. Additional features include updated windows & patio doors (2019), a durable metal roof on the main home, shingle roofs on the outbuildings (2019), propane furnace (2019), A/C (2019), central vac, UV water system, drilled well, generator (2019), & more. Conveniently located on a year-round municipally maintained rd w/ garbage/recycling collection, this property combines the tranquility of cottage living w/ the convenience of year-round services. Located just 1.5 hours from the GTA and 15 mins from the 400 Hwy.

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Property Summary

This detached home located at 1887 Ellis Road, Severn is currently for sale and has been available on SousaSells for 7 days. This property is listed at $1,199,000 with an estimated mortgage of $3,991* per month. It has 5 beds, 3 bathrooms, and is 2000-2500 square feet. 1887 Ellis Road, Severn is in the Coldwater neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 5 bedrooms and 3 bathrooms, this home offers ample space and comfort for growing families in Coldwater, Severn.

Highly Recommended for Families
What We Love About This Home
  • 5 spacious bedroom layout offering versatile living space
  • 3 well-appointed bathrooms
  • 2000-2500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in Coldwater, Severn.

Target Buyer Match

Key Features

Bedrooms
5
Bathrooms
3
Kitchens
2
Living Area
2000-2500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/30/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionBrick, Vinyl Siding
BasementFinished with Walk-Out
Lot Size91 × 195 Feet
CountySimcoe
Annual Tax$4,604.25
Legal DescriptionLT 30 RCP 1727 MATCHEDASH; SEVERN

Parking & Garage

Parking Total12.0
Parking Space10
Garage TypeDetached

Heating & Cooling

Heat SourcePropane
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Golf
  • Marina
  • Library
  • School Bus Route
  • Skiing
  • Waterfront

Interior Features

  • Central Vacuum
  • In-Law Capability
  • Primary Bedroom - Main Floor
  • Propane Tank
  • Storage
  • Water Treatment

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 1887 Ellis Road, Severn, ON

Q.What is the asking price for 1887 Ellis Road, Severn, ON ?

The current listing price for 1887 Ellis Road, Severn, ON in Coldwater, Severn is $1,199,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 5 bedrooms and 3 bathrooms across approximately 2000-2500 sqft.

Q.What property type and architectural style is 1887 Ellis Road, Severn, ON ?

1887 Ellis Road, Severn, ON is a Detached (Bungalow) featuring a Finished with Walk-Out basement.

Q.What key property features does 1887 Ellis Road, Severn, ON offer?

Key property features include: Golf, Marina, Library, School Bus Route, Skiing, Waterfront.

Q.What interior features are included in this home?

Interior highlights include: Central Vacuum, In-Law Capability, Primary Bedroom - Main Floor, Propane Tank, Storage, Water Treatment.

Q.Is parking available at this property?

Yes, this property offers parking space for 12.0 vehicles (Detached).

Q.What heating and cooling systems are installed?

Heating is provided via Propane and cooling via Central Air.

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Location

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1887 Ellis Road, Severn, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 1887 Ellis Road, Severn, ON L0K 1E0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Severn.

Configure Loan Settings

Interest Rate4.00%
Down Payment$359,700 (30.0%)
* Minimum Canadian down payment required for this price is $239,800.
Amortization Period30 Years
Estimated Monthly Payment$3,991Based on a loan of $839,300 over 30 years.
Purchase Price$1,199,000
Loan Amount$839,300
Provincial Land Transfer Tax:$20,455
Total Estimated Closing Taxes:$20,455

About Purchasing a Home in Severn, ON

For a property listed at $1,199,000 in Severn, the legal minimum down payment is $239,800 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $20,455 for this transaction. As this listing is in Severn (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $20,455.

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Coldwater, Severn Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Coldwater, Severn.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$652,378

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Coldwater, Severn

Elementary Schools

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Secondary Schools

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Coldwater, Severn Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.