4163 Smith Lane, Severn, ON

$549,999
MLS#:S13665164
2 beds
0 baths
< 700 sqft
4.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Rural Severn. Expertly crafted featuring premium wood construction, this residence presents an exceptional opportunity offered at $549,999 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 0 Bathrooms
  • Generous living space spanning < 700 sqft on a premium 50.06 x 532 ft lot
  • 4.0 total parking spaces available
  • Notable attributes: Storage
  • Efficient other heating via wood

Description

SEVERN RIVER- Imagine, Your Morning Coffee overlooking The Water. Deep-water swimming. Fishing. Paddle boarding. Or untie The Boat and head out to explore The Trent-Severn Waterway. Your 180 Degree View at The Waters Edge is what makes this place special, An opportunity to own 50 feet of waterfront with an impressive 532-foot-deep lot and direct access to The Legendary Trent-Severn Waterway and Endless Boating Adventures Right from your Shoreline. ***THE DETAILS***The Existing Cottage is 330 sq. ft. as per the Floorplan (inside walls), Features 2 Bedrooms plus a Loft and is Serviced with Hydro and Phone (EastLink). Starlink high-speed Internet is Readily available in The Area, making it Easy to Stay Connected while Enjoying Cottage Life. There is currently no Bathroom or Septic System. The Cottage is presently situated on The South Lot Line, Creating an Interesting Opportunity for Buyers who may wish to explore Redesigning The Existing Cottage or Other Future Possibilities with The Township. A large detached shed (The Sellers call The Boathouse!) provides additional Storage. The Existing Shore Dock has not been used for some time and requires some TLC, but The Waterfront Setting is The Real Attraction. Located on one of the wider areas of the Severn River, directly across from Wood Bay, *** MORE INFO *** The Zoning is SR1-Amazing water quality and Located between Swift Rapids LOCK 43 and the Big Chute Marine Railway LOCK 44, you're right in the heart of the Trent-Severn Waterway and 1 more lock away is Port Severn LOCK 45 and out to Georgian Bay . Head out by boat and explore an incredible network of lakes, rivers and communities-or stay home and enjoy life along the Severn River. Whether you're looking for an Affordable Entry into Waterfront Ownership, a Recreational Getaway or a Unique Waterfront Property with Possibilities to Explore, 4163 Smith Lane offers a chance to create your own place on the Severn River. Your Cottage Called... Meet You on The Dock...

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Property Summary

This detached home located at 4163 Smith Lane, Severn is currently for sale and has been available on SousaSells for 0 days. This property is listed at $549,999 with an estimated mortgage of $1,831* per month. It has 2 beds, 0 bathrooms, and is < 700 square feet. 4163 Smith Lane, Severn is in the Rural Severn neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Ideal for small families, couples, or individuals seeking a manageable and comfortable living layout in Rural Severn, Severn.

Great for Small Household / Couples
What We Love About This Home
  • 2 spacious bedroom layout offering versatile living space
  • < 700 sqft of generous functional square footage
  • Desirable Detached architecture in Rural Severn, Severn
Standout Features & Layout
Who Should Buy This Home?

First-time home buyers, professionals, or investors seeking value.

Target Buyer Match

Key Features

Bedrooms
2
0
Kitchens
1
Living Area
< 700 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date8/12/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionWood
BasementNone
Lot Size50.06 × 532 Feet
CountySimcoe
Annual Tax$2,563
Legal DescriptionPT LT 26 CON 6 MATCHEDASH PT 21, 22, 23, 24 & 25, 51R8390; SEVERN

Parking & Garage

Parking Total4.0
Parking Space4
Garage TypeNone

Heating & Cooling

Heat SourceWood
Heat TypeOther
CoolingNone

Features

Property Features

  • Golf
  • Marina
  • Place Of Worship
  • School Bus Route
  • Wooded/Treed
  • Lake/Pond

Interior Features

  • Storage

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 4163 Smith Lane, Severn, ON

Q.What is the asking price for 4163 Smith Lane, Severn, ON ?

The current listing price for 4163 Smith Lane, Severn, ON in Rural Severn, Severn is $549,999.

Q.How many bedrooms and bathrooms does this property have?

This property features 2 bedrooms and 0 bathrooms across approximately < 700 sqft.

Q.What property type and architectural style is 4163 Smith Lane, Severn, ON ?

4163 Smith Lane, Severn, ON is a Detached (Bungalow) featuring a None basement.

Q.What key property features does 4163 Smith Lane, Severn, ON offer?

Key property features include: Golf, Marina, Place Of Worship, School Bus Route, Wooded/Treed, Lake/Pond.

Q.What interior features are included in this home?

Interior highlights include: Storage.

Q.Is parking available at this property?

Yes, this property offers parking space for 4.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Wood and cooling via None.

Location

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4163 Smith Lane, Severn, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 4163 Smith Lane, Severn, ON L0K 1E0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Severn.

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Interest Rate4.00%
Down Payment$165,000 (30.0%)
* Minimum Canadian down payment required for this price is $30,000.
Amortization Period30 Years
Estimated Monthly Payment$1,831Based on a loan of $384,999 over 30 years.
Purchase Price$549,999
Loan Amount$384,999
Provincial Land Transfer Tax:$7,475
Total Estimated Closing Taxes:$7,475

About Purchasing a Home in Severn, ON

For a property listed at $549,999 in Severn, the legal minimum down payment is $30,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $7,475 for this transaction. As this listing is in Severn (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $7,475.

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Rural Severn, Severn Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Rural Severn, Severn.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$1,220,231

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Rural Severn, Severn

Elementary Schools

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Secondary Schools

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Rural Severn, Severn Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.