Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Rural Severn. Expertly crafted featuring premium wood construction, this residence presents an exceptional opportunity offered at $549,999 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
SEVERN RIVER- Imagine, Your Morning Coffee overlooking The Water. Deep-water swimming. Fishing. Paddle boarding. Or untie The Boat and head out to explore The Trent-Severn Waterway. Your 180 Degree View at The Waters Edge is what makes this place special, An opportunity to own 50 feet of waterfront with an impressive 532-foot-deep lot and direct access to The Legendary Trent-Severn Waterway and Endless Boating Adventures Right from your Shoreline. ***THE DETAILS***The Existing Cottage is 330 sq. ft. as per the Floorplan (inside walls), Features 2 Bedrooms plus a Loft and is Serviced with Hydro and Phone (EastLink). Starlink high-speed Internet is Readily available in The Area, making it Easy to Stay Connected while Enjoying Cottage Life. There is currently no Bathroom or Septic System. The Cottage is presently situated on The South Lot Line, Creating an Interesting Opportunity for Buyers who may wish to explore Redesigning The Existing Cottage or Other Future Possibilities with The Township. A large detached shed (The Sellers call The Boathouse!) provides additional Storage. The Existing Shore Dock has not been used for some time and requires some TLC, but The Waterfront Setting is The Real Attraction. Located on one of the wider areas of the Severn River, directly across from Wood Bay, *** MORE INFO *** The Zoning is SR1-Amazing water quality and Located between Swift Rapids LOCK 43 and the Big Chute Marine Railway LOCK 44, you're right in the heart of the Trent-Severn Waterway and 1 more lock away is Port Severn LOCK 45 and out to Georgian Bay . Head out by boat and explore an incredible network of lakes, rivers and communities-or stay home and enjoy life along the Severn River. Whether you're looking for an Affordable Entry into Waterfront Ownership, a Recreational Getaway or a Unique Waterfront Property with Possibilities to Explore, 4163 Smith Lane offers a chance to create your own place on the Severn River. Your Cottage Called... Meet You on The Dock...
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This detached home located at 4163 Smith Lane, Severn is currently for sale and has been available on SousaSells for 0 days. This property is listed at $549,999 with an estimated mortgage of $1,831* per month. It has 2 beds, 0 bathrooms, and is < 700 square feet. 4163 Smith Lane, Severn is in the Rural Severn neighborhood.
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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Ideal for small families, couples, or individuals seeking a manageable and comfortable living layout in Rural Severn, Severn.
First-time home buyers, professionals, or investors seeking value.
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The current listing price for 4163 Smith Lane, Severn, ON in Rural Severn, Severn is $549,999.
This property features 2 bedrooms and 0 bathrooms across approximately < 700 sqft.
4163 Smith Lane, Severn, ON is a Detached (Bungalow) featuring a None basement.
Key property features include: Golf, Marina, Place Of Worship, School Bus Route, Wooded/Treed, Lake/Pond.
Interior highlights include: Storage.
Yes, this property offers parking space for 4.0 vehicles (None).
Heating is provided via Wood and cooling via None.
No historical data available for this property.
This could be the first listing for this address.
Data-driven valuation for 4163 Smith Lane, Severn, ON L0K 1E0
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Severn.
About Purchasing a Home in Severn, ON
For a property listed at $549,999 in Severn, the legal minimum down payment is $30,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $7,475 for this transaction. As this listing is in Severn (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $7,475.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.