164 Chambers Street, Smiths Falls, ON

$279,900
MLS#:X12925336
2 beds
2 baths
1100-1500 sqft
2.0 parking
Residential Freehold
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Description

Property Highlights

Welcome to this remarkable ["2-Storey"] duplex located in the coveted neighborhood of 901 - Smiths Falls. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $279,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 2 Bathrooms with 2 functional kitchens
  • Generous living space spanning 1100-1500 sqft on a premium 49.48 x 123.29 ft lot
  • Features a ["unfinished"] basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available
  • Notable attributes: Separate Hydro Meter
  • equipped with ["none"] central cooling and highly efficient forced air heating via gas

Welcome to this beautifully maintained built in 1910 duplex (or convert back to a single family 4 bedroom - 2 bathroom home) in the heart of Smiths Falls. Perfectly located within walking distance to shops, restaurants, parks, and everyday amenities, this property offers an exceptional lifestyle for both homeowners and investors alike. Lovingly cared for and thoughtfully updated since 2021, this home features numerous upgrades that truly elevate its appeal. Enjoy relaxing mornings and peaceful evenings on the newly improved front and back porches, adding both charm and functionality to the outdoor space. Inside, you'll find tasteful kitchen and bathroom updates, fresh paint throughout, and select window replacements that enhance both style and efficiency.The duplex offers two well-laid-out one-bedroom units. The main floor unit is currently vacant, providing an excellent opportunity to set your own rent or move in and enjoy the space yourself. Upstairs, the second one-bedroom unit is tenanted until the end of June (will also be vacant). Step outside to discover a surprisingly spacious and inviting backyard oasis. Whether you're entertaining guests or simply unwinding, the beautifully designed pergola creates a warm and relaxing atmosphere. Two sheds provide ample storage, making the outdoor space as practical as it is enjoyable.This is more than just a property-it's a place where thoughtful upgrades meet timeless charm, all in a prime location. Whether you're looking to invest, live in one unit and rent the other, or expand your portfolio, this duplex is a rare and wonderful opportunity you won't want to miss. Taxes $2575 (2025) Furnace (2015) and Hot Water Tank (2023) are rentals. Hydro $1098 (all of 2025) Enbrigde $1190 (all of 2025) Enecare $1962 (all of 2025) Building Insurance $163.53 a month, Water $1165 (all of 2025) Roof 2018, Front and Back Porch 2023, some windows and renovations including kitchen and bathroom updates in 2021-2023.

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Key Features

Bedrooms
2
Bathrooms
2
Kitchens
2
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusPrice Change
Listed Date3/26/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDuplex
Architectural Style2-Storey
ConstructionBrick
BasementUnfinished
Lot Size49.48 × 123.29 Feet
CountyLanark
Annual Tax$2,572
Legal DescriptionPT LT 283 N/S CHAMBERS ST PL 13884 LANARK S MONTAGUE; PT LT 284 N/S CHAMBERS ST PL 13884 LANARK S MONTAGUE AS IN RS118929 TOWN OF SMITHS FALLS

Parking & Garage

Parking Spaces2.0
Garage Spaces2
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingNone

Features

Property Features

Interior Features

Separate Hydro Meter

Security Features

Community Features

Location

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164 Chambers Street, Smiths Falls, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 164 Chambers Street, Smiths Falls, ON K7A 2Z4

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Financial Audit

Estimated Costs

Loan Amount$223,920
Monthly Mortgage$1,301
Property Tax (Est.)$214
Utilities & Maint.$350
Total Monthly Cost$1,865

Nearby School Rankings

No schools found within 3 km of this property.

Within 2km radiusFraser Institute Ratings

Nearby Listings

Distance:

No current listings found in Smiths Falls.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 901 Smiths Falls, Smiths Falls.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$850,000

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Duncan J Schoular
Public41 McGill Street South, Smiths Falls, Ontario, K7A 3M9
2.6
Chimo
Public11 Ross Street, Smiths Falls, Ontario, K7A 4V7
3.7
St Francis de Sales
Public4 Ross Street, Smiths Falls, Ontario, K7A 4L5
2.9

Secondary Schools

St. Luke Catholic
Catholic5 Catherine Street, Smiths Falls, Ontario, K7A 3Z9
0.9
Smiths Falls
Public10 Ontario Street, Smiths Falls, Ontario, K7A 4P9
3.7

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.