18 Ross Street, Smiths Falls, ON
Property Highlights
Welcome to this remarkable Sidesplit detached located in the coveted neighborhood of 901 - Smiths Falls. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $430,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 3 Bedrooms and 3 Bathrooms
- Generous living space spanning 1100-1500 sqft on a premium 60 x 120 ft lot
- Features a full, finished basement, adding superb versatility for recreation, a home gym, or extra storage
- 4.0 total parking spaces available with a convenient attached configuration
- Notable attributes: None
- equipped with central air central cooling and highly efficient forced air heating via gas
Description
Set in an incredibly convenient, family-friendly pocket of Smiths Falls, this bright and spacious side-split is directly across from Chimo Public School, with a Catholic elementary school just down the road. Shopping, restaurants and everyday essentials along Brockville Street are close by, while the Rideau Canal, Lower Reach Park and waterfront trails offer plenty of options for walking and enjoying the outdoors. Inside, the home is filled with natural light and offers a spacious, practical layout. The main level features a bright living room, dining area and kitchen with direct access to the large backyard. Upstairs are three sunny bedrooms and two bathrooms. A few steps down, the bright and open lower-level family room features large windows and a wood-burning fireplace. This level also includes a flexible area currently used as a playroom that could work well as a home office or potential fourth bedroom with the addition of doors. The laundry is also conveniently located on this level. Down a few more steps, you will find an exceptionally large storage area with plenty of room for seasonal items, sports equipment and more.Outside, the oversized backyard is surrounded by mature hedges, creating a beautiful space for children, pets, gardening or summer entertaining. A spacious home with a flexible layout in a location that makes everyday family life that much easier. (Furnace 2017, Windows, front and back door updated) 24 hours on all offers.
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Property Summary
This detached home located at 18 Ross Street, Smiths Falls is currently for sale and has been available on SousaSells for 1 day. This property is listed at $430,000 with an estimated mortgage of $1,431* per month. It has 3 beds, 3 bathrooms, and is 1100-1500 square feet. 18 Ross Street, Smiths Falls is in the 901 - Smiths Falls neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Key Features
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This could be the first listing for this address.
Pricing & Value Insights
Data-driven valuation for 18 Ross Street, Smiths Falls, ON K7A 4V6
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
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About Purchasing a Home in Smiths Falls, ON
For a property listed at $430,000 in Smiths Falls, the legal minimum down payment is $21,500 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $5,075 for this transaction. As this listing is in Smiths Falls (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $5,075.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.