20 RIVER Street, Smiths Falls, ON
Property Highlights
Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of 901 - Smiths Falls. Expertly crafted featuring premium stone and vinyl siding construction, this residence presents an exceptional opportunity offered at $439,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 3 Bedrooms and 2 Bathrooms
- Generous living space spanning 700-1100 sqft on a premium 40 x 181 ft lot
- Features a half, unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
- 2.0 total parking spaces available
- Notable attributes: Carpet Free
- equipped with other central cooling and highly efficient baseboard heating via electric
Description
Welcome to a rare opportunity in an exceptional location-this beautifully updated home sits on an oversized lot just steps from the UNESCO World Heritage Site Rideau Canal. From your backyard, enjoy direct access to scenic walking paths leading to Lower Reach Park, with fishing, paddling, and nature right at your doorstep. A short stroll brings you to the amenities of downtown, offering the perfect blend of convenience and lifestyle. The deep, lot is well framed by mature trees, including a towering pine, and features a thoughtfully designed outdoor space ideal for entertaining, complete with a built-in sandbox for the kids and plenty of room for family gatherings and relaxation. Inside, the home showcases extensive updates and timeless finishes, including maple hardwood flooring throughout both the main and second levels. The inviting living room is anchored by a cozy gas fireplace, while the bright dining area overlooks the backyard and flows seamlessly into a well-appointed, efficient kitchen. A convenient two-piece bath and main floor laundry add to the functionality of the space. Upstairs, the spacious primary bedroom offers a second gas fireplace and custom built-in dressers that maximize storage and style. Two additional bedrooms and a beautifully updated full bathroom complete the upper level. Situated on a quiet street in a sought-after neighbourhood, this is a fantastic family home offering comfort, charm, and an unbeatable lifestyle. Walking distance to both Chimo and St. Francis elementary Schools. Opportunities like this don't come along often-call today!
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Property Summary
This detached home located at 20 RIVER Street, Smiths Falls is currently for sale and has been available on SousaSells for 2 days. This property is listed at $439,900 with an estimated mortgage of $1,464* per month. It has 3 beds, 2 bathrooms, and is 700-1100 square feet. 20 RIVER Street, Smiths Falls is in the 901 - Smiths Falls neighborhood.
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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Yes! Featuring 3 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in 901 - Smiths Falls, Smiths Falls.
- •3 spacious bedroom layout offering versatile living space
- •2 well-appointed bathrooms
- •700-1100 sqft of generous functional square footage
Families, couples, or downsizers looking for a well-proportioned home in Smiths Falls.
Key Features
Additional Details
Property Details
Parking & Garage
Heating & Cooling
Features
Property Features
None listed
Interior Features
- Carpet Free
Security Features
None listed
Community Features
None listed
Frequently Asked Questions about 20 RIVER Street, Smiths Falls, ON
Q.What is the asking price for 20 RIVER Street, Smiths Falls, ON ?
The current listing price for 20 RIVER Street, Smiths Falls, ON in 901 - Smiths Falls, Smiths Falls is $439,900.
Q.How many bedrooms and bathrooms does this property have?
This property features 3 bedrooms and 2 bathrooms across approximately 700-1100 sqft.
Q.What property type and architectural style is 20 RIVER Street, Smiths Falls, ON ?
20 RIVER Street, Smiths Falls, ON is a Detached (2-Storey) featuring a Half, Unfinished basement.
Q.What interior features are included in this home?
Interior highlights include: Carpet Free.
Q.Is parking available at this property?
Yes, this property offers parking space for 2.0 vehicles (None).
Q.What heating and cooling systems are installed?
Heating is provided via Electric and cooling via Other.
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Pricing & Value Insights
Data-driven valuation for 20 RIVER Street, Smiths Falls, ON K7A 3S2
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About Purchasing a Home in Smiths Falls, ON
For a property listed at $439,900 in Smiths Falls, the legal minimum down payment is $21,995 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $5,273 for this transaction. As this listing is in Smiths Falls (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $5,273.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.