26 Market Street, Smiths Falls, ON

$229,000
MLS#:X13584572
2 beds
2 baths
700-1100 sqft
1.0 parking
Residential Freehold
26 Market Street N, Smiths Falls, ON K7A 2E6

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of 901 - Smiths Falls. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $229,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 2 Bathrooms
  • Generous living space spanning 700-1100 sqft on a premium 23.5 x 60 ft lot
  • Features a unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 1.0 total parking spaces available
  • Notable attributes: Water Heater Owned
  • Efficient forced air heating via gas

Description

Affordable living meets prime location! Located in central Smiths Falls, this charming 2 bedroom, 1.5 bathroom home puts you within easy walking distance of downtown dining, shopping, and vibrant live music venues. The main level boasts an inviting, spacious kitchen with a generous peninsula island perfect for entertaining guests before heading out on the town. Main floor convenience is key with a 2 piece powder room on the main floor with laundry. The main floor also has a living room and dining room area. Upstairs features two bedrooms and a full bathroom with updated shower and bath combo. Perfect for first-time buyers, downsizers, or investors seeking a turnkey, centrally located property. Don't miss out on comfortable, affordable living close to everything!

Work with the SOUSA TEAM to unlock your . If we are unable to negotiate your purchase price below asking, we'll rebate you up to $10,000!*

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Property Summary

This detached home located at 26 Market Street, Smiths Falls is currently for sale and has been available on SousaSells for 18 days. This property is listed at $229,000 with an estimated mortgage of $762* per month. It has 2 beds, 2 bathrooms, and is 700-1100 square feet. 26 Market Street, Smiths Falls is in the 901 - Smiths Falls neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 2 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in 901 - Smiths Falls, Smiths Falls.

Highly Recommended for Families
What We Love About This Home
  • 2 spacious bedroom layout offering versatile living space
  • 2 well-appointed bathrooms
  • 700-1100 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

First-time home buyers, professionals, or investors seeking value.

Target Buyer Match

Key Features

Bedrooms
2
Bathrooms
2
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/19/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionVinyl Siding
BasementUnfinished
Lot Size23.5 × 60 Feet
CountyLanark
Annual Tax$2,164
Legal DescriptionPT LT 213 N/S WILLIAM ST PL 13884 LANARK S SOUTH ELMSLEY PTS 1-3, 27R4635; S/T & T/W RS126414 ; TOWN OF SMITHS FALLS

Parking & Garage

Parking Total1.0
Parking Space1
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingNone

Features

Property Features

  • Library
  • Rec./Commun.Centre
  • School

Interior Features

  • Water Heater Owned

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 26 Market Street, Smiths Falls, ON

Q.What is the asking price for 26 Market Street, Smiths Falls, ON ?

The current listing price for 26 Market Street, Smiths Falls, ON in 901 - Smiths Falls, Smiths Falls is $229,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 2 bedrooms and 2 bathrooms across approximately 700-1100 sqft.

Q.What property type and architectural style is 26 Market Street, Smiths Falls, ON ?

26 Market Street, Smiths Falls, ON is a Detached (2-Storey) featuring a Unfinished basement.

Q.What key property features does 26 Market Street, Smiths Falls, ON offer?

Key property features include: Library, Rec./Commun.Centre, School.

Q.What interior features are included in this home?

Interior highlights include: Water Heater Owned.

Q.Is parking available at this property?

Yes, this property offers parking space for 1.0 vehicle (None).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via None.

Location

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26 Market Street, Smiths Falls, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 26 Market Street N, Smiths Falls, ON K7A 2E6

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Smiths Falls.

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Interest Rate4.00%
Down Payment$68,700 (30.0%)
* Minimum Canadian down payment required for this price is $11,450.
Amortization Period30 Years
Estimated Monthly Payment$762Based on a loan of $160,300 over 30 years.
Purchase Price$229,000
Loan Amount$160,300
Provincial Land Transfer Tax:$2,015
Total Estimated Closing Taxes:$2,015

About Purchasing a Home in Smiths Falls, ON

For a property listed at $229,000 in Smiths Falls, the legal minimum down payment is $11,450 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $2,015 for this transaction. As this listing is in Smiths Falls (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $2,015.

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901 - Smiths Falls, Smiths Falls Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 901 - Smiths Falls, Smiths Falls.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$440,567

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in 901 - Smiths Falls, Smiths Falls

Elementary Schools

Duncan J Schoular
Public41 McGill Street South, Smiths Falls, Ontario, K7A 3M9
2.6
St Francis de Sales
Public4 Ross Street, Smiths Falls, Ontario, K7A 4L5
2.9
Chimo
Public11 Ross Street, Smiths Falls, Ontario, K7A 4V7
3.7

Secondary Schools

St. Luke Catholic
Catholic5 Catherine Street, Smiths Falls, Ontario, K7A 3Z9
0.9
Smiths Falls
Public10 Ontario Street, Smiths Falls, Ontario, K7A 4P9
3.7

901 - Smiths Falls, Smiths Falls Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.