77 Russell Street, Smiths Falls, ON

$319,000
MLS#:X13491754
3 beds
2 baths
1100-1500 sqft
2.0 parking
Residential Freehold
Loading property media...

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of 901 - Smiths Falls. Expertly crafted featuring premium aluminum siding and vinyl siding construction, this residence presents an exceptional opportunity offered at $319,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 22 x 66 ft lot
  • Features a unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available with a convenient carport configuration
  • Notable attributes: Water Meter, Separate Hydro Meter
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to 77 Russell St E offering a great opportunity for first time buyers, investors, or design enthusiasts. Priced to reflect its need for TLC, this property is being offered as a "handyman special" and is your ticket to create the home of your dreams while building valuable sweat equity. This charming two storey property greets you with a cute front porch, perfect for winding down in the evening. The carport adds convenience and is steps away from the side entry that could act as a mudroom or storage area for outdoor gear or school bags. The bright eat-in kitchen is a great place to catch up on the days events and prepare the next meal to serve in the spacious dining room that opens to the living room. Climb the quaint staircase to find three comfortable bedrooms and two bathrooms. Owned by the same family for over 40 years, this home is ready for updates and modern touches to add to the coziness that it already exudes.

Schedule a Tour

Contact us to schedule a private viewing of this property.

Contact Agent

Generate CMA Report

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date6/25/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionAluminum Siding, Vinyl Siding
BasementUnfinished
Lot Size22 × 66 Feet
CountyLanark
Annual Tax$2,756
Legal DescriptionPT LT 153 E/S WINNIFRED ST PL 13884 LANARK S MONTAGUE AS IN RS73927; S/T RS73927 ; TOWN OF SMITHS FALL

Parking & Garage

Parking Spaces2.0
Garage Spaces2
Garage TypeCarport

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Library, Rec./Commun.Centre, School Bus Route

Interior Features

Water Meter, Separate Hydro Meter

Security Features

Community Features

Location

Initializing map...
77 Russell Street, Smiths Falls, ON
Loading local market trends...

Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 77 Russell Street E, Smiths Falls, ON K7A 1G8

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
Loading stats...

Properties in this area are selling at a steady pace.

Market Trend
Calculating trend...

Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Smiths Falls.

Information Gain SEO Widget

Configure Loan Settings

Interest Rate5.25%
Down Payment$15,950 (5.0%)
* Minimum Canadian down payment required for this price is $15,950.
Amortization Period25 Years
Estimated Monthly Payment$1,806Based on a loan of $303,050 over 25 years.
Purchase Price$319,000
Loan Amount$303,050
Provincial Land Transfer Tax:$3,260
Total Estimated Closing Taxes:$3,260

About Purchasing a Home in Smiths Falls, ON

For a property listed at $319,000 in Smiths Falls, the legal minimum down payment is $15,950 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $3,260 for this transaction. As this listing is in Smiths Falls (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $3,260.

Nearby Listings

Distance:

No current listings found in Smiths Falls.

Similar Listings Nearby

City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Smiths Falls.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$486,978

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Duncan J Schoular
Public41 McGill Street South, Smiths Falls, Ontario, K7A 3M9
2.6
St Francis de Sales
Public4 Ross Street, Smiths Falls, Ontario, K7A 4L5
2.9
Chimo
Public11 Ross Street, Smiths Falls, Ontario, K7A 4V7
3.7

Secondary Schools

St. Luke Catholic
Catholic5 Catherine Street, Smiths Falls, Ontario, K7A 3Z9
0.9
Smiths Falls
Public10 Ontario Street, Smiths Falls, Ontario, K7A 4P9
3.7

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

Generate a full market evaluation or explore city guides using the sidebar links.

Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.