140 Hea Road, South Bruce Peninsula, ON

$585,000
MLS#:X13549694
2 beds
1 baths
1100-1500 sqft
3.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Chalet detached located in the coveted neighborhood of South Bruce Peninsula. Expertly crafted featuring premium other construction, this residence presents an exceptional opportunity offered at $585,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 1 Bathroom
  • Generous living space spanning 1100-1500 sqft on a premium 140 x 105 ft lot
  • Features a crawl space basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Water Heater Owned
  • Efficient baseboard heating via electric

Description

Some cottages are just buildings, but this one is a memory maker. Offered for the first time since 1987, this 2-bedroom chalet-style cottage on Lake Huron is the ultimate setting for making lifelong family memories. Tucked away behind a canopy of mature trees that offer wonderful privacy, this property is all about nostalgic charm. Inside, the cottage overflows with character. The great room is an absolute standout, where a wood ceiling and rich pine floors wrap the space in an instantly warm and deeply cozy vibe. It's the ultimate spot for family board games or curling up with a book. The sunroom opens up to a large deck boasting spectacular water views, perfect for hosting summer barbecues or enjoying a quiet morning coffee. The large galley kitchen offers an abundance of cabinets and main-floor laundry, alongside a spacious 3-piece bathroom. An open staircase leads you to the upper level, where you'll find two bedrooms entirely surrounded by warm wood ceilings and floors, continuing that rich, inviting cottage aesthetic. The large primary bedroom features a newer patio door that opens out to a private balcony overlooking the gorgeous rugged shoreline and both upper and lower decks offer a front-row seat to Lake Huron's legendary sunsets. This cottage isn't just beautiful, it's built to let you relax. It features a private drilled well, several replaced windows for improved efficiency, and durable, low-maintenance wood composite siding so you can spend your weekends relaxing instead of painting. A large detached garage/workshop provides great storage for your boat, water toys, tools, and beach gear.This isn't just a property, it's an invitation to unplug, unwind, and start building your own lifetime of traditions.

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Property Summary

This detached home located at 140 Hea Road, South Bruce Peninsula is currently for sale and has been available on SousaSells for 1 day. This property is listed at $585,000 with an estimated mortgage of $1,947* per month. It has 2 beds, 1 bathroom, and is 1100-1500 square feet. 140 Hea Road, South Bruce Peninsula is in the South Bruce Peninsula neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
2
Bathrooms
1
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/10/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleChalet
ConstructionOther
BasementCrawl Space
Lot Size140 × 105 Feet
CountyBruce
Annual Tax$3,716
Legal DescriptionPT LT 20 CON 5 WBR ALBEMARLE AS IN R234407; SOUTH BRUCE PENINSULA

Parking & Garage

Parking Spaces3.0
Garage Spaces2
Garage TypeDetached

Heating & Cooling

Heat SourceElectric
Heat TypeBaseboard
CoolingNone

Features

Property Features

Interior Features

Water Heater Owned

Security Features

Community Features

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Location

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140 Hea Road, South Bruce Peninsula, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 140 Hea Road, South Bruce Peninsula, ON N0H 2T0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in South Bruce Peninsula.

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Interest Rate4.00%
Down Payment$175,500 (30.0%)
* Minimum Canadian down payment required for this price is $33,500.
Amortization Period30 Years
Estimated Monthly Payment$1,947Based on a loan of $409,500 over 30 years.
Purchase Price$585,000
Loan Amount$409,500
Provincial Land Transfer Tax:$8,175
Total Estimated Closing Taxes:$8,175

About Purchasing a Home in South Bruce Peninsula, ON

For a property listed at $585,000 in South Bruce Peninsula, the legal minimum down payment is $33,500 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $8,175 for this transaction. As this listing is in South Bruce Peninsula (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $8,175.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for South Bruce Peninsula, South Bruce Peninsula.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$673,960

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.