3 Cardinal Avenue, South Bruce Peninsula, ON

$525,000
MLS#:X13571266
3 beds
1 baths
1100-1500 sqft
8.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of South Bruce Peninsula. Expertly crafted featuring premium wood construction, this residence presents an exceptional opportunity offered at $525,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 1 Bathroom
  • Generous living space spanning 1100-1500 sqft on a premium 120 x 134 ft lot
  • 8.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Primary Bedroom - Main Floor, Built-In Oven, Water Heater Owned
  • Efficient other heating via electric

Description

Welcome to 3 Cardinal Avenue, a one-of-a-kind property offering the perfect combination of location, outdoor space, and unique character. Situated on a beautifully landscaped half-acre lot, this home provides the privacy and room to enjoy the outdoors while being just minutes away from some of the area's best attractions. The expansive property offers plenty of space to relax, entertain, and enjoy the outdoors. The fenced-in grass area provides a safe and functional space for children, pets, or outdoor activities, while the remaining yard gives you endless opportunities to create your dream outdoor oasis. Whether you envision growing your own vegetables, starting a garden, hosting summer gatherings, or simply enjoying the peace and privacy of your own yard, this property gives you the space to make it happen. Located just a 5-minute walk from Oliphant's main beach, you'll have quick access to beautiful sunsets, swimming, boating, and the incredible coastal lifestyle the area is known for. A short 10-minute drive to Wiarton provides convenient access to shopping, restaurants, schools, and everyday amenities, making this location the perfect balance of peaceful living and accessibility. The home itself offers plenty of charm with soaring high ceilings, a unique sunken living room, and a layout full of character. The two main bedrooms each feature private balconies, creating peaceful retreats where you can enjoy the fresh air and views of the surrounding property. A good-sized detached garage adds extra versatility for parking, storage, hobbies, or a workshop. If you're looking for a property with a large private lot, an unbeatable location, and a home with personality, 3 Cardinal Avenue offers a rare opportunity to enjoy the best of the Oliphant and Bruce Peninsula lifestyle.

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Property Summary

This detached home located at 3 Cardinal Avenue, South Bruce Peninsula is currently for sale and has been available on SousaSells for 1 day. This property is listed at $525,000 with an estimated mortgage of $1,748* per month. It has 3 beds, 1 bathroom, and is 1100-1500 square feet. 3 Cardinal Avenue, South Bruce Peninsula is in the South Bruce Peninsula neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
1
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/16/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionWood
BasementNone
Lot Size120 × 134 Feet
CountyBruce
Annual Tax$2,525
Legal DescriptionLT 27 PL 611; SOUTH BRUCE PENINSULA

Parking & Garage

Parking Spaces8.0
Garage Spaces6
Garage TypeDetached

Heating & Cooling

Heat SourceElectric
Heat TypeOther
CoolingNone

Features

Property Features

Beach, Golf, Fenced Yard, Marina, Lake Access, Campground

Interior Features

Primary Bedroom - Main Floor, Built-In Oven, Water Heater Owned

Security Features

Community Features

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Location

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3 Cardinal Avenue, South Bruce Peninsula, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 3 Cardinal Avenue, South Bruce Peninsula, ON N0H 2T0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in South Bruce Peninsula.

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Interest Rate4.00%
Down Payment$157,500 (30.0%)
* Minimum Canadian down payment required for this price is $27,500.
Amortization Period30 Years
Estimated Monthly Payment$1,748Based on a loan of $367,500 over 30 years.
Purchase Price$525,000
Loan Amount$367,500
Provincial Land Transfer Tax:$6,975
Total Estimated Closing Taxes:$6,975

About Purchasing a Home in South Bruce Peninsula, ON

For a property listed at $525,000 in South Bruce Peninsula, the legal minimum down payment is $27,500 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,975 for this transaction. As this listing is in South Bruce Peninsula (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,975.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for South Bruce Peninsula, South Bruce Peninsula.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$673,129

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.