6862 Smith Lane, South Frontenac, ON

$749,900
MLS#:X12197888
3 beds
3 baths
1500-2000 sqft
5.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Frontenac South. Expertly crafted featuring premium board & batten and stone construction, this residence presents an exceptional opportunity offered at $749,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 85 x 187 ft lot
  • Features a walk-up, partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 5.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Primary Bedroom - Main Floor, Propane Tank, Separate Heating Controls
  • Efficient forced air heating via wood

Description

Exceptional 3 bedroom, 2.5 bath, fully insulated four-season waterfront home presents a versatile opportunity, serving perfectly as a sophisticated cottage retreat or a potentially lucrative short-term rental. Situated on the highly desirable Buck Lake and nestled on a point offering unobstructed panoramic views of the lake and features over 107 feet of pristine, crystal-clear water frontage with level access to the water. The shoreline boasts clear, shallow water perfect for children to swim, transitioning to deeper waters at the end of the dock, ideal for boat docking and diving. This 1600 sq ft bungalow has been thoughtfully updated throughout. Recent upgrades include a cedar deck with new stone elevation, a country kitchen, a brand-new 4pc bathroom, updated electrical and plumbing systems, new vinyl and hardwood flooring, a steel roof, board and batten exterior, newer windows and patio door, and new washer/dryer. Comfort and convenience are ensured with a high-efficiency propane furnace, reverse osmosis and water softener system, and a sprinkler system. The unbelievable outdoor space is enhanced by beautiful gardens, a boathouse (older but grandfathered in should someone want to replace it), a fire pit overlooking the bay, and plenty of room for children to play or for adult gatherings. The property also features a small garage, plus three additional exterior sheds for ample storage. Good internet connectivity is available. Enjoy outdoor living with a large cedar water dock, a basement workshop/utility room, and a cozy wood-burning fireplace. Conveniently located just 35 minutes north of Kingston. Parking is available for at least six vehicles. Buck Lake is renowned as an excellent fishing lake and a prime ice fishing destination.

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Property Summary

This detached home located at 6862 Smith Lane, South Frontenac is currently for sale and has been available on SousaSells for 407 days. This property is listed at $749,900 with an estimated mortgage of $2,496* per month. It has 3 beds, 3 bathrooms, and is 1500-2000 square feet. 6862 Smith Lane, South Frontenac is in the Frontenac South neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
3
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusExpired
Listed Date6/5/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionBoard & Batten , Stone
BasementWalk-Up, Partially Finished
Lot Size85 × 187 Feet
CountyFrontenac
Annual Tax$3,298
Legal DescriptionPT LT 2 CON 14 STORRINGTON AS IN FR713231; S/T & T/W FR713231; SOUTH FRONTENAC

Parking & Garage

Parking Spaces5.0
Garage Spaces4
Garage TypeDetached

Heating & Cooling

Heat SourceWood
Heat TypeForced Air
CoolingNone

Features

Property Features

Clear View, Cul de Sac/Dead End, Lake Access, Lake/Pond, Level, Waterfront

Interior Features

Primary Bedroom - Main Floor, Propane Tank, Separate Heating Controls, Separate Hydro Meter, Water Purifier, Water Softener, Water Heater Owned, Upgraded Insulation, Storage

Security Features

Smoke Detector

Community Features

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Location

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6862 Smith Lane, South Frontenac, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 6862 Smith Lane, South Frontenac, ON K0H 2L0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in South Frontenac.

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Interest Rate4.00%
Down Payment$224,970 (30.0%)
* Minimum Canadian down payment required for this price is $49,990.
Amortization Period30 Years
Estimated Monthly Payment$2,496Based on a loan of $524,930 over 30 years.
Purchase Price$749,900
Loan Amount$524,930
Provincial Land Transfer Tax:$11,473
Total Estimated Closing Taxes:$11,473

About Purchasing a Home in South Frontenac, ON

For a property listed at $749,900 in South Frontenac, the legal minimum down payment is $49,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $11,473 for this transaction. As this listing is in South Frontenac (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $11,473.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Frontenac South, South Frontenac.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$867,868

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.