431 Albert Street, South Huron, ON

$989,000
MLS#:X13246736
3 beds
3 baths
2000-2500 sqft
5.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Exeter. Expertly crafted featuring premium brick and other construction, this residence presents an exceptional opportunity offered at $989,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 3 Bathrooms
  • Generous living space spanning 2000-2500 sqft on a premium 92.88 x 141.83 ft lot
  • Features a full, partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 5.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Auto Garage Door Remote, Bar Fridge, Generator - Partial
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

The Benjamin O'Neil House stands as one of Exeter's most admired residences, where historic elegance and luxurious modern living exist in remarkable harmony. This distinguished home offers a sense of permanence, craftsmanship and character with carefully considered modern updates. Beyond the original 8.5 foot front doors, the home immediately reveals its warmth and grandeur. Rich red pine floors, soaring ceilings, intricate plaster medallions, and impressive heritage trim reflect the quality and artistry of another era, while oversized windows fill the home with natural light throughout the day. Every detail feels timeless, refined, and deeply inviting. The principal living and dining rooms were made for both meaningful gatherings and quiet evenings at home. The professionally redesigned kitchen pairs timeless design with thoughtful upgrades, creating an inviting space equally suited for relaxed family living and effortless entertaining. Upstairs, three inviting bedrooms provide comfort and privacy, including a peaceful primary retreat with its own sitting room. The upper bathroom delivers a luxurious escape with heated floors, a clawfoot tub, and an oversized 7 foot glass shower. Another layer of versatility exists on the lower level featuring a spacious guest room, recreation area with an 85 inch theatre screen, heated floor in the office, and a hidden speakeasy-inspired wine room that brings an unexpected sense of character and sophistication. Outside, the property transforms into a private four-season retreat. Covered porches, a striking 16xl6 foot pavilion with a stone fireplace, hot tub, outdoor kitchen, and expansive Wolf composite deck create an atmosphere designed for long summer evenings, fireside conversations, and memorable entertaining year-round. Located just 40 minutes from London or Stratford, this exceptional property offers the rare opportunity to own a home that is both historically significant and beautifully suited to modern living.

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Property Summary

This detached home located at 431 Albert Street, South Huron is currently for sale and has been available on SousaSells for 66 days. This property is listed at $989,000 with an estimated mortgage of $3,292* per month. It has 3 beds, 3 bathrooms, and is 2000-2500 square feet. 431 Albert Street, South Huron is in the Exeter neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 3 bathrooms, this home offers ample space and comfort for growing families in Exeter, South Huron.

Highly Recommended for Families
What We Love About This Home
  • 3 spacious bedroom layout offering versatile living space
  • 3 well-appointed bathrooms
  • 2000-2500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in South Huron.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
3
Kitchens
1
Living Area
2000-2500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date6/5/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionBrick, Other
BasementFull, Partially Finished
Lot Size92.88 × 141.83 Feet
CountyHuron
Annual Tax$5,330.57
Legal DescriptionPT LTS 1251 & 1252 PL 376 EXETER BEING PT 2, 22R5790 MUNICIPALITY OF SOUTH HURON

Parking & Garage

Parking Total5.0
Parking Space3
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Golf
  • Greenbelt/Conservation
  • Hospital
  • Library
  • Park
  • Place Of Worship

Interior Features

  • Auto Garage Door Remote
  • Bar Fridge
  • Generator - Partial
  • Guest Accommodations
  • In-Law Capability
  • Storage
  • Sump Pump
  • Upgraded Insulation
  • Water Heater Owned
  • Workbench

Security Features

  • Carbon Monoxide Detectors
  • Smoke Detector

Community Features

None listed

Frequently Asked Questions about 431 Albert Street, South Huron, ON

Q.What is the asking price for 431 Albert Street, South Huron, ON ?

The current listing price for 431 Albert Street, South Huron, ON in Exeter, South Huron is $989,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 3 bathrooms across approximately 2000-2500 sqft.

Q.What property type and architectural style is 431 Albert Street, South Huron, ON ?

431 Albert Street, South Huron, ON is a Detached (2-Storey) featuring a Full, Partially Finished basement.

Q.What key property features does 431 Albert Street, South Huron, ON offer?

Key property features include: Golf, Greenbelt/Conservation, Hospital, Library, Park, Place Of Worship.

Q.What interior features are included in this home?

Interior highlights include: Auto Garage Door Remote, Bar Fridge, Generator - Partial, Guest Accommodations, In-Law Capability, Storage, Sump Pump, Upgraded Insulation, Water Heater Owned, Workbench.

Q.What security features are installed at 431 Albert Street, South Huron, ON ?

Security features include: Carbon Monoxide Detectors, Smoke Detector.

Q.Is parking available at this property?

Yes, this property offers parking space for 5.0 vehicles (Attached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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Location

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431 Albert Street, South Huron, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 431 Albert Street, South Huron, ON N0M 1S1

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in South Huron.

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Interest Rate4.00%
Down Payment$296,700 (30.0%)
* Minimum Canadian down payment required for this price is $73,900.
Amortization Period30 Years
Estimated Monthly Payment$3,292Based on a loan of $692,300 over 30 years.
Purchase Price$989,000
Loan Amount$692,300
Provincial Land Transfer Tax:$16,255
Total Estimated Closing Taxes:$16,255

About Purchasing a Home in South Huron, ON

For a property listed at $989,000 in South Huron, the legal minimum down payment is $73,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $16,255 for this transaction. As this listing is in South Huron (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $16,255.

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Exeter, South Huron Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Exeter, South Huron.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$828,575

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Exeter, South Huron

Elementary Schools

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Secondary Schools

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Exeter, South Huron Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.