123 Main Street, Southgate, ON

$407,000
MLS#:X13584062
4 beds
2 baths
1500-2000 sqft
2.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey semi-detached located in the coveted neighborhood of Southgate. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $407,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms with 2 functional kitchens
  • Generous living space spanning 1500-2000 sqft on a premium 27.8 x 150.6 ft lot
  • 2.0 total parking spaces available
  • Notable attributes: Other
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to this beautifully updated 3+1 bedroom, 2-bathroom semi-detached home in the growing community of Southgate, situated on a deep 150.6 ft lot. Offering a versatile layout, the bright and spacious main level features an open-concept living/dining room with laminate floors and a large kitchen with a breakfast area. A separate entrance leads to a self-contained one-bedroom suite complete with its own living space, kitchenette, and bathroom, making it an excellent option for an in-law suite, guest accommodations, working from home, or potential income-generating Airbnb or rental opportunity. Recent updates throughout the home provide modern comfort and move-in-ready convenience. Situated within walking distance to schools, parks, shopping, and local amenities, this property offers exceptional value and flexibility for today's lifestyle. Must see!!

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Property Summary

This detached home located at 123 Main Street, Southgate is currently for sale and has been available on SousaSells for 21 days. This property is listed at $407,000 with an estimated mortgage of $1,355* per month. It has 4 beds, 2 bathrooms, and is 1500-2000 square feet. 123 Main Street, Southgate is in the Southgate neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 4 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Southgate, Southgate.

Highly Recommended for Families
What We Love About This Home
  • 4 spacious bedroom layout offering versatile living space
  • 2 well-appointed bathrooms
  • 1500-2000 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in Southgate, Southgate.

Target Buyer Match

Key Features

Bedrooms
4
Bathrooms
2
Kitchens
2
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusPrice Change
Listed Date7/20/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeSemi-Detached
Architectural Style2-Storey
ConstructionVinyl Siding
BasementNone
Lot Size27.8 × 150.6 Feet
CountyGrey County
Annual Tax$1,505.3
Legal DescriptionLT 5 BLK J PL 480 DUNDALK; PT LT 6 BLK J PL 480 DUNDALK PT 2 17R2918; SOUTHGATE

Parking & Garage

Parking Total2.0
Parking Space2
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

None listed

Interior Features

  • Other

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 123 Main Street, Southgate, ON

Q.What is the asking price for 123 Main Street, Southgate, ON ?

The current listing price for 123 Main Street, Southgate, ON in Southgate, Southgate is $407,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 4 bedrooms and 2 bathrooms across approximately 1500-2000 sqft.

Q.What property type and architectural style is 123 Main Street, Southgate, ON ?

123 Main Street, Southgate, ON is a Semi-Detached (2-Storey) featuring a None basement.

Q.What interior features are included in this home?

Interior highlights include: Other.

Q.Is parking available at this property?

Yes, this property offers parking space for 2.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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Location

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123 Main Street, Southgate, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 123 Main Street W, Southgate, ON N0C 1B0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Southgate.

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Interest Rate4.00%
Down Payment$122,100 (30.0%)
* Minimum Canadian down payment required for this price is $20,350.
Amortization Period30 Years
Estimated Monthly Payment$1,355Based on a loan of $284,900 over 30 years.
Purchase Price$407,000
Loan Amount$284,900
Provincial Land Transfer Tax:$4,615
Total Estimated Closing Taxes:$4,615

About Purchasing a Home in Southgate, ON

For a property listed at $407,000 in Southgate, the legal minimum down payment is $20,350 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $4,615 for this transaction. As this listing is in Southgate (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $4,615.

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Southgate, Southgate Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Southgate, Southgate.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$679,705

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Southgate, Southgate

Elementary Schools

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Secondary Schools

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Southgate, Southgate Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.