37015 Fingal Line, Southwold, ON

$1,099,000
MLS#:X13599674
7 beds
2 baths
5000 + sqft
8.0 parking
Residential Freehold
37015 Fingal Line, Southwold, ON N5P 3S5

Property Highlights

Welcome to this remarkable 3-Storey detached located in the coveted neighborhood of Rural Southwold. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $1,099,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 7 Bedrooms and 2 Bathrooms
  • Generous living space spanning 5000 + sqft on a premium 472.27 x 554.54 ft lot
  • Features a full, unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 8.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Auto Garage Door Remote, Carpet Free, Sauna
  • Efficient radiant heating via gas

Description

Timeless 1860 Historic Country Estate, Built by Elgin Counties 1st Member of Federal Parliament, Wilfred Laurier, Prime Minister of Canada stayed at this home. Step back in time while enjoying modern comfort in this Stunning Three-Story Brick Country Home, nestled on 4.5 Acres surrounded by woods. Offering 12' ceilings, pine floors. You enter through a 36' by 10' Grand foyer, which sets a formal tone to the multiple oversized living spaces, including 27' x 16' Primary Livingroom with Fireplace, Sitting Room 21' x 15', Den 14' x 15',Formal Dinning Room 12' x 17' with fireplace, updated Kitchen 16' x 15' featuring a central Island and modern culinary conveniences, plus a 2pc bath. The 2nd floor consists of 7 Bedrooms, with 5 bedrooms featuring classic fireplaces. Back staircase to kitchen and sauna room. The property is connected to Municipal Water and is serviced with Natural Gas. Heated by Water Boiler system and In-floor radiant heating. This home offers a undeveloped 3th Floor / Attic for potential future expansion. The oversized attached Garage 33' x 24' with a direct entrance leading into the basement for further storage. A-1 ZONING WILL PERMIT BED and BREAKFAST ESTABLISHMENTS. This Home is Wonder of Opportunities.

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Property Summary

This detached home located at 37015 Fingal Line, Southwold is currently for sale and has been available on SousaSells for 14 days. This property is listed at $1,099,000 with an estimated mortgage of $3,658* per month. It has 7 beds, 2 bathrooms, and is 5000 + square feet. 37015 Fingal Line, Southwold is in the Rural Southwold neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 7 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Rural Southwold, Southwold.

Highly Recommended for Families
What We Love About This Home
  • 7 spacious bedroom layout offering versatile living space
  • 2 well-appointed bathrooms
  • 5000 + sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in Rural Southwold, Southwold.

Target Buyer Match

Key Features

Bedrooms
7
Bathrooms
2
Kitchens
1
Living Area
5000 + sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/23/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style3-Storey
ConstructionBrick
BasementFull, Unfinished
Lot Size472.27 × 554.54 Feet
CountyElgin
Annual Tax$7,962
Legal DescriptionPART of LOTS 26&27 CON STR SOUTHWOLD DESIGNATED as PART 1, 11R2216, PARTS 1,& 2, 22R9694 TOWNSHIP of SOUTHWOLD

Parking & Garage

Parking Total8.0
Parking Space6
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeRadiant
CoolingNone

Features

Property Features

  • School Bus Route
  • Wooded/Treed

Interior Features

  • Auto Garage Door Remote
  • Carpet Free
  • Sauna
  • Storage
  • Water Heater Owned
  • Water Softener

Security Features

  • Alarm System
  • Security System

Community Features

None listed

Frequently Asked Questions about 37015 Fingal Line, Southwold, ON

Q.What is the asking price for 37015 Fingal Line, Southwold, ON ?

The current listing price for 37015 Fingal Line, Southwold, ON in Rural Southwold, Southwold is $1,099,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 7 bedrooms and 2 bathrooms across approximately 5000 + sqft.

Q.What property type and architectural style is 37015 Fingal Line, Southwold, ON ?

37015 Fingal Line, Southwold, ON is a Detached (3-Storey) featuring a Full, Unfinished basement.

Q.What key property features does 37015 Fingal Line, Southwold, ON offer?

Key property features include: School Bus Route, Wooded/Treed.

Q.What interior features are included in this home?

Interior highlights include: Auto Garage Door Remote, Carpet Free, Sauna, Storage, Water Heater Owned, Water Softener.

Q.What security features are installed at 37015 Fingal Line, Southwold, ON ?

Security features include: Alarm System, Security System.

Q.Is parking available at this property?

Yes, this property offers parking space for 8.0 vehicles (Attached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via None.

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37015 Fingal Line, Southwold, ON

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Property History

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Pricing & Value Insights

Data-driven valuation for 37015 Fingal Line, Southwold, ON N5P 3S5

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Southwold.

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Interest Rate4.00%
Down Payment$329,700 (30.0%)
* Minimum Canadian down payment required for this price is $219,800.
Amortization Period30 Years
Estimated Monthly Payment$3,658Based on a loan of $769,300 over 30 years.
Purchase Price$1,099,000
Loan Amount$769,300
Provincial Land Transfer Tax:$18,455
Total Estimated Closing Taxes:$18,455

About Purchasing a Home in Southwold, ON

For a property listed at $1,099,000 in Southwold, the legal minimum down payment is $219,800 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $18,455 for this transaction. As this listing is in Southwold (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $18,455.

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Rural Southwold, Southwold Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Rural Southwold, Southwold.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$1,039,475

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Rural Southwold, Southwold

Elementary Schools

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Secondary Schools

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Rural Southwold, Southwold Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.