9872 Florence Street, Southwold, ON

$610,000
MLS#:X13458992
3 beds
3 baths
1100-1500 sqft
3.0 parking
Residential Freehold
9872 Florence Street, Southwold, ON N5P 4L3

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Rural Southwold. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $610,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 26.06 x 102.18 ft lot
  • Features a finished, full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Auto Garage Door Remote, Other
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to 9872 Florence Street. A turnkey detached home tucked away on a quiet, family-friendly cul-de-sac in North St. Thomas. This warm and welcoming home offers 3 bedrooms, 3 bathrooms, a fully finished basement and spacious backyard. The main floor features a cozy living room with bamboo flooring a large window for natural light and gas fireplace - an inviting space to relax and unwind. The kitchen and dining area are bright and sunlit from sliding doors that lead out to a fully fenced backyard complete with deck and best of all - No rear neighbours! The functional kitchen provides ample cabinetry and counter space with honey-toned cabinetry and stainless steel appliances. For easy, everyday convenience you also have laundry as well as a 2-piece bathroom on the main floor. Heading upstairs you will find 3 good-sized bedrooms including a primary bedroom with 3-piece ensuite, and your third bathroom which is a 4-piece. The finished basement features an L-Shaped rec-room and was wired in for surround sound by a previous owner - making it a fantastic setup for family movie nights or entertainment area! As an added bonus to this already great home, the 1.5 car garage includes inside access as well as a man door to the yard. Ideally located just 30 minutes to London, close to great schools, parks, shopping and more, this home certainly checks all the boxes. Make this your home today!

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Property Summary

This detached home located at 9872 Florence Street, Southwold is currently for sale and has been available on SousaSells for 50 days. This property is listed at $610,000 with an estimated mortgage of $2,030* per month. It has 3 beds, 3 bathrooms, and is 1100-1500 square feet. 9872 Florence Street, Southwold is in the Rural Southwold neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 3 bathrooms, this home offers ample space and comfort for growing families in Rural Southwold, Southwold.

Highly Recommended for Families
What We Love About This Home
  • 3 spacious bedroom layout offering versatile living space
  • 3 well-appointed bathrooms
  • 1100-1500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in Southwold.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
3
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date6/17/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionBrick, Vinyl Siding
BasementFinished, Full
Lot Size26.06 × 102.18 Feet
CountyElgin
Annual Tax$3,069
Legal DescriptionPCL 42-1 SEC 11M88; LT 42 PL 11M88 SOUTHWOLD TOWNSHIP OF SOUTHWOLD

Parking & Garage

Parking Total3.0
Parking Space2
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Place Of Worship
  • Park
  • Other
  • School
  • Golf
  • Cul de Sac/Dead End

Interior Features

  • Auto Garage Door Remote
  • Other

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 9872 Florence Street, Southwold, ON

Q.What is the asking price for 9872 Florence Street, Southwold, ON ?

The current listing price for 9872 Florence Street, Southwold, ON in Rural Southwold, Southwold is $610,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 3 bathrooms across approximately 1100-1500 sqft.

Q.What property type and architectural style is 9872 Florence Street, Southwold, ON ?

9872 Florence Street, Southwold, ON is a Detached (2-Storey) featuring a Finished, Full basement.

Q.What key property features does 9872 Florence Street, Southwold, ON offer?

Key property features include: Place Of Worship, Park, Other, School, Golf, Cul de Sac/Dead End.

Q.What interior features are included in this home?

Interior highlights include: Auto Garage Door Remote, Other.

Q.Is parking available at this property?

Yes, this property offers parking space for 3.0 vehicles (Attached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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Location

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9872 Florence Street, Southwold, ON

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Property History

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This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 9872 Florence Street, Southwold, ON N5P 4L3

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Southwold.

Configure Loan Settings

Interest Rate4.00%
Down Payment$183,000 (30.0%)
* Minimum Canadian down payment required for this price is $36,000.
Amortization Period30 Years
Estimated Monthly Payment$2,030Based on a loan of $427,000 over 30 years.
Purchase Price$610,000
Loan Amount$427,000
Provincial Land Transfer Tax:$8,675
Total Estimated Closing Taxes:$8,675

About Purchasing a Home in Southwold, ON

For a property listed at $610,000 in Southwold, the legal minimum down payment is $36,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $8,675 for this transaction. As this listing is in Southwold (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $8,675.

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Rural Southwold, Southwold Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Rural Southwold, Southwold.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$1,039,475

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Rural Southwold, Southwold

Elementary Schools

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Secondary Schools

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Rural Southwold, Southwold Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.