12 Cross Street, St. Catharines, ON
Property Highlights
Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of 450 - E. Chester. Expertly crafted featuring premium stucco (plaster) construction, this residence presents an exceptional opportunity offered at $399,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 2 Bedrooms and 2 Bathrooms
- Generous living space spanning 1100-1500 sqft on a premium 36.2 x 84 ft lot
- Features a unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
- 2.0 total parking spaces available
- Notable attributes: On Demand Water Heater
- equipped with central air central cooling and highly efficient forced air heating via gas
Description
Attention First Time Home Buyers and Investors!! Welcome to the all stucco 2 storey home located closs to schools and many amenities. Main floor consists of a spacious living area with hardwood floors and a bonus family room of the kitchen. Upstairs features a large Master bedroom, accessible 4 piece bathroom and 2nd bedroom. Good size backyard with 2 garden sheds and room for a nice seating area. This home is ready for your finishing touches.
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Property Summary
This detached home located at 12 Cross Street, St. Catharines is currently for sale and has been available on SousaSells for 1 day. This property is listed at $399,900 with an estimated mortgage of $1,331* per month. It has 2 beds, 2 bathrooms, and is 1100-1500 square feet. 12 Cross Street, St. Catharines is in the 450 - E. Chester neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Key Features
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Property History
No historical data available for this property.
This could be the first listing for this address.
Pricing & Value Insights
Data-driven valuation for 12 Cross Street, St. Catharines, ON L2R 2W5
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
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About Purchasing a Home in St. Catharines, ON
For a property listed at $399,900 in St. Catharines, the legal minimum down payment is $19,995 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $4,474 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $4,474.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.