18 October Drive, St. Catharines, ON

$799,900
MLS#:X13575188
4 beds
2 baths
1500-2000 sqft
4.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Backsplit 4 detached located in the coveted neighborhood of 437 - Lakeshore. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $799,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 60 x 100 ft lot
  • Features a finished, full, separate entrance basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Auto Garage Door Remote, Storage, Guest Accommodations
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Located in the desirable North End of St Catharines, this well-maintained 3+1 bedroom, 2 bathroom home offers a fantastic location with easy access to the Waterfront Trail system, Port Dalhousie and just a short drive to Niagara-on-the-Lake. Situated on a corner lot of 60 ft. x 100 ft. this home features an attached garage with new garage door (2026), an updated kitchen including all appliances plus breakfast nook, and a large combined living/dining room that flows into the adjoining four-season sunroom. The sunroom includes sliding doors that open to the patio and backyard - ideal for entertaining, gardening or watching the children play. Inside, the second level offers three good-sized bedrooms and a refreshed bathroom with tub and shower. Downstairs is a comfortable family room with gas fireplace, along with a fourth bedroom conveniently located across from the second bathroom, which has been nicely updated. This area is perfect for guests with potential as an in-law suite, a home office or for growing families. Below this, is the spacious laundry and utility room with lots of extra shelving and storage space. Outside, the backyard offers a dedicated gardening area, a newer storage shed, a patio with gas line for barbeque with ample green space for family activities and pets. Close to good schools, parks, shopping and everyday amenities, this is an excellent opportunity to own a family home in one of St. Catharines most sought-after neighbourhoods with easy access to everything the Niagara Region has to offer. Make your move today!

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Property Summary

This detached home located at 18 October Drive, St. Catharines is currently for sale and has been available on SousaSells for 1 day. This property is listed at $799,900 with an estimated mortgage of $2,663* per month. It has 4 beds, 2 bathrooms, and is 1500-2000 square feet. 18 October Drive, St. Catharines is in the 437 - Lakeshore neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
4
Bathrooms
2
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/17/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBacksplit 4
ConstructionBrick, Vinyl Siding
BasementFinished, Full, Separate Entrance
Lot Size60 × 100 Feet
CountyNiagara
Annual Tax$5,281
Legal DescriptionLT 25 PL 685 ; ST. CATHARINES

Parking & Garage

Parking Total4.0
Parking Space3
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Beach, Golf, Greenbelt/Conservation, Hospital, Park, School

Interior Features

Auto Garage Door Remote, Storage, Guest Accommodations

Security Features

Smoke Detector

Community Features

Virtual Tours

Location

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18 October Drive, St. Catharines, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 18 October Drive, St. Catharines, ON L2N 6T2

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Catharines.

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Interest Rate4.00%
Down Payment$239,970 (30.0%)
* Minimum Canadian down payment required for this price is $54,990.
Amortization Period30 Years
Estimated Monthly Payment$2,663Based on a loan of $559,930 over 30 years.
Purchase Price$799,900
Loan Amount$559,930
Provincial Land Transfer Tax:$12,473
Total Estimated Closing Taxes:$12,473

About Purchasing a Home in St. Catharines, ON

For a property listed at $799,900 in St. Catharines, the legal minimum down payment is $54,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $12,473 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $12,473.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 437 - Lakeshore, St. Catharines.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$896,810

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Prince Philip
PublicPrince Philip Drive, St. Catharines, Ontario, L2N 2Z7
8.4
St James
Public615 Geneva Street, St. Catharines, Ontario, L2N 2J3
5.4
Dalewood
Public61 Duncan Drive, St. Catharines, Ontario, L2N 3P3
7.9
Pine Grove
Public690 Lake Street, Port Dalhousie, St. Catharines, Ontario, L2N 4J5
9.2
Assumption
Public225 Parnell Road, St. Catharines, Ontario, L2M 1W3
5.0

Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.