180 Louth Street, St. Catharines, ON

$475,000
MLS#:X13565126
2 beds
1 baths
700-1100 sqft
4.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of 458 - Western Hill. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $475,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 1 Bathroom
  • Generous living space spanning 700-1100 sqft on a premium 45 x 150 ft lot
  • Features a partially finished, separate entrance basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Sump Pump, Carpet Free
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Lovingly cared for and move-in ready, this charming 2 bedroom, 1 bath home is nestled on an impressive 150' deep lot with a private backyard, offering the perfect blend of comfort, functionality, and convenience. Located in a desirable St. Catharines neighbourhood, you'll enjoy easy access to the GO Station, highways, schools, shopping, restaurants, and the hospital. Inside, this bright, freshly painted home showcases new luxury vinyl plank flooring and new furnace (2021). The spacious eat-in kitchen offers abundant cupboard space with convenient pull-out drawers, making meal prep and storage a breeze. A generous main-floor bedroom provides flexible living options, while the large, private primary bedroom occupies the entire upper level. The bright main-floor office features French doors leading to the deck, creating an ideal work-from-home space or cozy sitting room overlooking the backyard.The separate entrance to the basement offers added versatility, where you'll find a spacious 23' recreation room and a bonus room currently being used as an additional bedroom. Outside, the detached garage and deep, private yard provide plenty of space for hobbies, gardening, entertaining, or simply relaxing.Whether you're a first-time buyer, downsizer, or investor, this lovingly maintained home offers exceptional value in a convenient St. Catharines location. This home is packed with charm and versatility. It's one you won't want to miss!

Upcoming Open Houses

Sunday, July 19, 20262:00 PM - 4:00 PMPublic

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Property Summary

This detached home located at 180 Louth Street, St. Catharines is currently for sale and has been available on SousaSells for 2 days. This property is listed at $475,000 with an estimated mortgage of $1,581* per month. It has 2 beds, 1 bathroom, and is 700-1100 square feet. 180 Louth Street, St. Catharines is in the 458 - Western Hill neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
2
Bathrooms
1
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusSold Conditional
Listed Date7/15/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style1 1/2 Storey
ConstructionVinyl Siding
BasementPartially Finished, Separate Entrance
Lot Size45 × 150 Feet
CountyNiagara
Annual Tax$2,932
Legal DescriptionLT 1456 CP PL 2 GRANTHAM; PT LT 1455 CP PL 2 GRANTHAM AS IN RO174905; ST. CATHARINES

Parking & Garage

Parking Total4.0
Parking Space3
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Hospital, Park, Public Transit, School, School Bus Route

Interior Features

Sump Pump, Carpet Free

Security Features

Community Features

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Location

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180 Louth Street, St. Catharines, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 180 Louth Street, St. Catharines, ON L2S 2R3

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Catharines.

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Interest Rate4.00%
Down Payment$142,500 (30.0%)
* Minimum Canadian down payment required for this price is $23,750.
Amortization Period30 Years
Estimated Monthly Payment$1,581Based on a loan of $332,500 over 30 years.
Purchase Price$475,000
Loan Amount$332,500
Provincial Land Transfer Tax:$5,975
Total Estimated Closing Taxes:$5,975

About Purchasing a Home in St. Catharines, ON

For a property listed at $475,000 in St. Catharines, the legal minimum down payment is $23,750 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $5,975 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $5,975.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 458 - Western Hill, St. Catharines.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$531,634

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

St Anthony
Public81 Rykert Street, St. Catharines, Ontario, L2S 1Z2
6.3
Westdale
PublicWestdale Drive, St. Catharines, Ontario, L2S 2B4
9.3
Edith Cavell
Public1 Monck Street, St. Catharines, Ontario, L2S 1L5
8.1
Oakridge
PublicOakridge Avenue, St. Catharines, Ontario, L2T 3R7
9.6
St Peter
Public7 Aberdeen Circle, St. Catharines, Ontario, L2T 2B7
7.5

Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.