20 Cypress Street, St. Catharines, ON
Property Highlights
Welcome to this remarkable Backsplit 4 semi-detached located in the coveted neighborhood of 443 - Lakeport. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $529,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 3 Bedrooms and 2 Bathrooms
- Generous living space spanning 700-1100 sqft on a premium 35 x 170 ft lot
- Features a full basement, adding superb versatility for recreation, a home gym, or extra storage
- 3.0 total parking spaces available
- Notable attributes: Bar Fridge, Water Heater, Water Meter
- equipped with central air central cooling and highly efficient forced air heating via gas
Description
This semi-detached back split is ideally located within walking distance to Port Dalhousie and Jaycee Park. This well cared for 3 bed, two bath home sits on a deep lot with a depth of 170 ft of beautifully manicured lawn and gardens and features four levels of space. The main floor offers a large living / dining room area perfect for entertaining. Upstairs has three good size bedrooms and a 4 piece bath. The lower level flows well with the main floor and offers a bar with a fridge and washroom and the basement level is great for storage and is where the laundry is located. The property has been well cared for by current owners and has seen proper maintenance of systems, shingles were replaced 8 years ago, furnace is 10 years old, front windows and door were replaced in 2025.
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Property Summary
This detached home located at 20 Cypress Street, St. Catharines is currently for sale and has been available on SousaSells for 1 day. This property is listed at $529,000 with an estimated mortgage of $1,761* per month. It has 3 beds, 2 bathrooms, and is 700-1100 square feet. 20 Cypress Street, St. Catharines is in the 443 - Lakeport neighborhood.
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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Yes! Featuring 3 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in 443 - Lakeport, St. Catharines.
- •3 spacious bedroom layout offering versatile living space
- •2 well-appointed bathrooms
- •700-1100 sqft of generous functional square footage
Families, couples, or downsizers looking for a well-proportioned home in St. Catharines.
Key Features
Additional Details
Property Details
Parking & Garage
Heating & Cooling
Features
Property Features
- Beach
- Fenced Yard
- Lake/Pond
- Marina
- Public Transit
Interior Features
- Bar Fridge
- Water Heater
- Water Meter
Security Features
None listed
Community Features
None listed
Frequently Asked Questions about 20 Cypress Street, St. Catharines, ON
Q.What is the asking price for 20 Cypress Street, St. Catharines, ON ?
The current listing price for 20 Cypress Street, St. Catharines, ON in 443 - Lakeport, St. Catharines is $529,000.
Q.How many bedrooms and bathrooms does this property have?
This property features 3 bedrooms and 2 bathrooms across approximately 700-1100 sqft.
Q.What property type and architectural style is 20 Cypress Street, St. Catharines, ON ?
20 Cypress Street, St. Catharines, ON is a Semi-Detached (Backsplit 4) featuring a Full basement.
Q.What key property features does 20 Cypress Street, St. Catharines, ON offer?
Key property features include: Beach, Fenced Yard, Lake/Pond, Marina, Public Transit.
Q.What interior features are included in this home?
Interior highlights include: Bar Fridge, Water Heater, Water Meter.
Q.Is parking available at this property?
Yes, this property offers parking space for 3.0 vehicles (None).
Q.What heating and cooling systems are installed?
Heating is provided via Gas and cooling via Central Air.
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Pricing & Value Insights
Data-driven valuation for 20 Cypress Street, St. Catharines, ON L2N 4L9
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Properties in this area are selling at a steady pace.
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About Purchasing a Home in St. Catharines, ON
For a property listed at $529,000 in St. Catharines, the legal minimum down payment is $27,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $7,055 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $7,055.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.