33 Raymond Street, St. Catharines, ON
Property Highlights
Welcome to this remarkable office located in the coveted neighborhood of 451 - Downtown. Offering a sublime balance of structural integrity and modern aesthetic appeal, this residence presents an exceptional opportunity offered at $659,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 0 Bedrooms and 2 Bathrooms
- Premium 31 x 90 ft lot size
- Convenient single detached garage included
- equipped with yes central cooling and highly efficient gas forced air closed heating
Description
Exceptional opportunity to own a professionally updated commercial office building in the heart of Downtown St. Catharines. Offering approximately 1,750 sq. ft. of finished office space, including 850 sq. ft. on the main level plus a fully finished lower level, this versatile property features C1 Commercial Zoning, permitting a wide range of professional, office, medical, and commercial uses. Currently occupied by a professional office tenant, this property presents an excellent opportunity for investors while also offering future flexibility for owner/occupiers. An added bonus is the attached garage plus three dedicated parking spaces accessed from the rear laneway, providing convenient on-site parking for staff and clients. This meticulously maintained building has been extensively updated, including a steel roof (2021), high-efficiency furnace and central air conditioning (2021), updated electrical panel and circuits, newer windows, updated flooring, renovated office space, and professional landscaping with patio stone walkways. The functional layout features multiple private offices, a welcoming reception area, boardroom/meeting room, kitchenette, washroom, storage, and additional finished office space on the lower level. Ideally located just minutes from the courthouse, City Hall, Highway 406, restaurants, public transit, and numerous professional offices, this property offers outstanding convenience and long-term value in one of Downtown St. Catharines' most desirable commercial locations.
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Pricing & Value Insights
Data-driven valuation for 33 Raymond Street, St. Catharines, ON L2R 2T3
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About Purchasing a Home in St. Catharines, ON
For a property listed at $659,900 in St. Catharines, the legal minimum down payment is $40,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $9,673 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $9,673.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.