424 Vine Street, St. Catharines, ON

$684,900
MLS#:X13572276
6 beds
2 baths
1100-1500 sqft
4.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Backsplit 4 detached located in the coveted neighborhood of 442 - Vine/Linwell. Expertly crafted featuring premium brick front and vinyl siding construction, this residence presents an exceptional opportunity offered at $684,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 6 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 50 x 100 ft lot
  • Features a finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available with a convenient carport configuration
  • Notable attributes: Carpet Free
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Nestled in one of St. Catharines' most desirable north-end neighbourhoods, this beautifully renovated, move-in-ready home offers the perfect blend of modern style, functional living, and an incredible backyard designed for entertaining.The bright, open-concept main floor is filled with natural light from large windows and a skylight. The updated kitchen features a spacious centre island, abundant cabinetry, modern appliances, and flows seamlessly into the living and dining areas.The versatile split-level layout offers spacious bedrooms and flexible living areas that can easily accommodate a home office, guest space, playroom, or home gym. The finished lower level adds even more living space with a large recreation room, oversized windows, ample storage, and a spacious laundry room.Step outside to your private backyard retreat featuring a inground pool and multiple entertaining areas, perfect for relaxing or hosting family and friends all summer long.Located within walking distance to parks, schools, grocery stores, restaurants, cafés, and everyday amenities, with quick access to shopping and major highways, this home offers exceptional convenience in a highly sought-after location.

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Property Summary

This detached home located at 424 Vine Street, St. Catharines is currently for sale and has been available on SousaSells for 1 day. This property is listed at $684,900 with an estimated mortgage of $2,280* per month. It has 6 beds, 2 bathrooms, and is 1100-1500 square feet. 424 Vine Street, St. Catharines is in the 442 - Vine/Linwell neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
6
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/16/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBacksplit 4
ConstructionBrick Front, Vinyl Siding
BasementFinished
Lot Size50 × 100 Feet
CountyNiagara
Annual Tax$4,348.45
Legal DescriptionLT 6 PL 588; S/T RO138324; ST. CATHARINES

Parking & Garage

Parking Spaces4.0
Garage Spaces3
Garage TypeCarport

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

Carpet Free

Security Features

Community Features

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Location

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424 Vine Street, St. Catharines, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 424 Vine Street, St. Catharines, ON L2M 3S7

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Catharines.

Configure Loan Settings

Interest Rate4.00%
Down Payment$205,470 (30.0%)
* Minimum Canadian down payment required for this price is $43,490.
Amortization Period30 Years
Estimated Monthly Payment$2,280Based on a loan of $479,430 over 30 years.
Purchase Price$684,900
Loan Amount$479,430
Provincial Land Transfer Tax:$10,173
Total Estimated Closing Taxes:$10,173

About Purchasing a Home in St. Catharines, ON

For a property listed at $684,900 in St. Catharines, the legal minimum down payment is $43,490 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $10,173 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $10,173.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 442 - Vine/Linwell, St. Catharines.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$719,797

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Prince Philip
PublicPrince Philip Drive, St. Catharines, Ontario, L2N 2Z7
8.4
Dalewood
Public61 Duncan Drive, St. Catharines, Ontario, L2N 3P3
7.9
Our Lady of Fatima
Public439 Vine Street, St. Catharines, Ontario, L2M 3S6
8.9
St James
Public615 Geneva Street, St. Catharines, Ontario, L2N 2J3
5.4
Parnall
Public507 Geneva Street, St. Catharines, Ontario, L2N 2H7
8.7

Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.