5 Michigan Avenue, St. Catharines, ON

$3,799,000
MLS#:X13511726
4 beds
6 baths
3500-5000 sqft
4.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 3-Storey detached located in the coveted neighborhood of 438 - Port Dalhousie. Expertly crafted featuring premium metal/steel siding and concrete construction, this residence presents an exceptional opportunity offered at $3,799,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 6 Bathrooms with 2 functional kitchens
  • Generous living space spanning 3500-5000 sqft on a premium 56.29 x 82.85 ft lot
  • Features a full, walk-out, separate entrance basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Sauna, Carpet Free, In-Law Capability
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to 5 Michigan Avenue, a one-of-a-kind custom luxury residence in the heart of Port Dalhousie, offering panoramic views of Lake Ontario, Martindale Pond, and the harbour. This architectural masterpiece offers approximately 5,500 sq. ft. of finished living space with 4 bedrooms, 6 bathrooms, a residential elevator, and exceptional finishes throughout. Designed for both everyday living and entertaining, the stunning third-floor living space features an Italian Scavolini chef's kitchen with an impressive 18-foot island, premium Gaggenau and Monogram appliances, built-in refrigeration, Neolith countertops, custom millwork, and an open-concept living area with a striking stone fireplace and spectacular water views. The private primary suite offers dual walk-in closets with integrated laundry and a spa-inspired ensuite with heated floors, dual shower, soaker tub, bidet, and fireplace. A second bedroom enjoys its own ensuite, while the main level features two additional bedrooms, custom mudroom, dog wash station, and additional laundry. The fully finished lower level is a walk-out with expansive sliders and includes a second Scavolini kitchen with Gaggenau appliances, recreation room with fireplace, built-in entertainment wall, infrared sauna and heated floors. Built with uncompromising quality, this smart home features fully automated lighting, blinds, security, and remote access, premium German-engineered Rehau triple-glazed windows, imported German doors and hardware, engineered white oak flooring, granite flooring, a floating steel-and-wood staircase, dual high-efficiency HVAC systems, and a Cambridge elevator. Outside, enjoy professionally landscaped grounds with cantilevered decks, cedar-clad outdoor living spaces, a built-in hot tub, heated epoxy-finished garage, concrete driveway, two-storey shed, and illuminated exterior lighting. A truly exceptional residence just steps from Port Dalhousie's waterfront, beaches, marina, restaurants, and boutique shopping.

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Key Features

Bedrooms
4
Bathrooms
6
Kitchens
2
Living Area
3500-5000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/2/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style3-Storey
ConstructionMetal/Steel Siding, Concrete
BasementFull, Walk-Out, Separate Entrance
Lot Size56.29 × 82.85 Feet
CountyNiagara
Annual Tax$25,109
Legal DescriptionPT LT 1 TP PL 5 (PORT DALHOUSIE LT 34) GRANTHAM; PT LT 2 TP PL 5 (PORT DALHOUSIE LT 34) GRANTHAM PT 2 30R1219; ST. CATHARINES

Parking & Garage

Parking Spaces4.0
Garage Spaces2
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

Sauna, Carpet Free, In-Law Capability

Security Features

Community Features

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Location

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5 Michigan Avenue, St. Catharines, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 5 Michigan Avenue, St. Catharines, ON L2N 4G7

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Catharines.

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Interest Rate5.25%
Down Payment$759,800 (20.0%)
* Minimum Canadian down payment required for this price is $759,800.
Amortization Period25 Years
Estimated Monthly Payment$18,111Based on a loan of $3,039,200 over 25 years.
Purchase Price$3,799,000
Loan Amount$3,039,200
Provincial Land Transfer Tax:$81,450
Total Estimated Closing Taxes:$81,450

About Purchasing a Home in St. Catharines, ON

For a property listed at $3,799,000 in St. Catharines, the legal minimum down payment is $759,800 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $81,450 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $81,450.

Nearby Listings

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for St. Catharines.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$700,085

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Immaculée-Conception
Public153 Church Street, St. Catharines, Ontario, L2R 3E2
6.3
St Nicholas
Public149 Church Street, St. Catharines, Ontario, L2R 3E2
4.4
Harriet Tubman
Public84 Henry Street, St. Catharines, Ontario, L2R 5V4
6.3
St Denis
Public175 Carlton Street, St. Catharines, Ontario, L2R 1S1
5.4
Connaught
Public28 Prince Street, St. Catharines, Ontario, L2R 3X7
8.5

Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.