77 Elma Street, St. Catharines, ON
Property Highlights
Welcome to this remarkable Bungalow-Raised semi-detached located in the coveted neighborhood of 443 - Lakeport. Expertly crafted featuring premium wood and vinyl siding construction, this residence presents an exceptional opportunity offered at $499,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 3 Bedrooms and 2 Bathrooms
- Generous living space spanning 700-1100 sqft on a premium 33.96 x 100 ft lot
- Features a full basement, adding superb versatility for recreation, a home gym, or extra storage
- 3.0 total parking spaces available
- Notable attributes: Water Heater Owned
- equipped with central air central cooling and highly efficient forced air heating via gas
Description
Welcome to 77 Elma Street, where comfort, functionality, and exceptional value come together in one of St. Catharines' sought-after North End neighbourhoods. This move-in ready semi-detached home offers a bright, open-concept main floor. The spacious kitchen features abundant cabinetry, extensive drawer storage, and a large island that overlooks the living and dining areas, creating a welcoming gathering space. The finished lower level adds valuable living space with a cozy recreation room complete with a gas fireplace, a third bedroom, a convenient two-piece bathroom, and a utility/workshop room offering excellent potential for a future fourth bedroom, home office, or hobby room. Step outside to enjoy a private backyard with mature trees, a patio, and a storage shed. The corner-lot location adjacent to a quiet cul-de-sac provides added privacy with limited rear exposure, while the concrete driveway comfortably accommodates 3-4 vehicles. Whether you're entering the market, looking to downsize without sacrificing space, or searching for a home with room to grow, 77 Elma Street delivers an outstanding opportunity in a family-friendly neighbourhood close to parks, schools, shopping, and everyday amenities.
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Property Summary
This detached home located at 77 Elma Street, St. Catharines is currently for sale and has been available on SousaSells for 0 days. This property is listed at $499,900 with an estimated mortgage of $1,664* per month. It has 3 beds, 2 bathrooms, and is 700-1100 square feet. 77 Elma Street, St. Catharines is in the 443 - Lakeport neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Key Features
Additional Details
Property Details
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Interior Features
Water Heater Owned
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Property History
No historical data available for this property.
This could be the first listing for this address.
Pricing & Value Insights
Data-driven valuation for 77 Elma Street, St. Catharines, ON L2N 6Z8
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
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About Purchasing a Home in St. Catharines, ON
For a property listed at $499,900 in St. Catharines, the legal minimum down payment is $24,995 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,473 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,473.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.