1723 Lucy Street, St. Joseph, ON

$338,800
MLS#:X12283934
4 beds
2 baths
1500-2000 sqft
5.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of St. Joseph. Expertly crafted featuring premium other construction, this residence presents an exceptional opportunity offered at $338,800 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 96.67 x 198 ft lot
  • Features a unfinished, full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 5.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Water Heater Owned
  • Efficient forced air heating via propane

Description

Welcome to 1723 Lucy Street, a character-rich century home located in the heart of Richards Landing, where small-town warmth meets scenic island living. This spacious 4-bedroom, 1.5-bath family home offers nearly 2,000 square feet of living space and sits on a generous 96 x 198 lot directly across from the community park and outdoor rink, and just two blocks from the local elementary school. Whether you're looking to escape the city or invest in a slower pace of life, this home offers both charm and potential in equal measure. Inside, you'll find a large custom eat-in kitchen complete with a walk-in pantry, hardwood floors, and a warm flow through the open-concept dining and oversized living room, which features a cozy wood stove. Updates over the years include a new propane furnace (2022), modern windows and doors, upgraded 220-amp electrical service, and spray foam insulation on the stone foundation. The main floor also includes a powder room and laundry, while upstairs you'll find four bedrooms, including a spacious primary suite with walk-in closet and an attached flex space perfect for a nursery or home office. This home has had some of the heavy lifting done, but there's still room for your finishing touches, perfect for those looking to personalize a space with good bones. Siding installation remains incomplete, allowing you to finish the exterior to your taste. Located just a short walk to Richards Landings downtown, you're close to the LCBO, grocery store, hospital, post office, public beach, marina, and boat launch. Sault Ste. Marie is just a 40-minute drive away, offering city access without compromising tranquility. High-speed internet wiring throughout supports work-from-home or streaming needs. Whether you're envisioning a peaceful retreat or a full-time family home, this well-located property is full of promise.

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Key Features

Bedrooms
4
Bathrooms
2
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusExpired
Listed Date7/14/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionOther
BasementUnfinished, Full
Lot Size96.67 × 198 Feet
CountyAlgoma
Annual Tax$936.56
Legal DescriptionPLAN 918 LOT 6PT LOT 7PT LOT 8PT RP 1R8853 PART 1

Parking & Garage

Parking Spaces5.0
Garage Spaces4
Garage TypeDetached

Heating & Cooling

Heat SourcePropane
Heat TypeForced Air
CoolingNone

Features

Property Features

Interior Features

Water Heater Owned

Security Features

Community Features

Location

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1723 Lucy Street, St. Joseph, ON

Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 1723 Lucy Street, St. Joseph, ON P0R 1J0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Joseph.

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Interest Rate5.25%
Down Payment$16,940 (5.0%)
* Minimum Canadian down payment required for this price is $16,940.
Amortization Period25 Years
Estimated Monthly Payment$1,918Based on a loan of $321,860 over 25 years.
Purchase Price$338,800
Loan Amount$321,860
Provincial Land Transfer Tax:$3,557
Total Estimated Closing Taxes:$3,557

About Purchasing a Home in St. Joseph, ON

For a property listed at $338,800 in St. Joseph, the legal minimum down payment is $16,940 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $3,557 for this transaction. As this listing is in St. Joseph (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $3,557.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for St. Joseph.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$526,900

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.