178 Thomas Street, St. Marys, ON

$599,999
MLS#:X13661486
3 beds
2 baths
1100-1500 sqft
2.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of St. Marys. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $599,999 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 57.799 x 91.02 ft lot
  • Features a unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available
  • Notable attributes: Air Exchanger, Water Heater Owned
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

178 Thomas Street, St. MarysCompletely renovated, move-in ready, and just a short walk from downtown St. Marys.Thoughtfully renovated down to the studs, 178 Thomas Street combines the charm and proportions of an established home with the comfort, efficiency and finishes of a fresh renovation.Step inside to a bright, airy and open main living space, where the spacious living and dining areas flow naturally into a beautiful new kitchen. Large new windows bring in plenty of natural light, while the generous kitchen offers excellent workspace, storage and a large island that creates a natural gathering place for everyday living and entertaining.The main-floor bedroom offers a particularly functional layout, featuring a walk-through closet leading directly to the main bathroom and laundry area-an excellent setup for anyone looking for the convenience of main-floor living.Upstairs you'll find two additional well-proportioned bedrooms, both with generous closet space, along with a new three-piece bathroom with shower. With three bedrooms and two full bathrooms in total, the layout makes excellent use of the home's space without feeling cramped.The extensive renovation goes well beyond what you can see. The home features a new furnace, central air conditioning and air exchanger, along with new windows and updated finishes throughout. The result is a clean, comfortable home where the work has already been done.Outside, the manageable property offers room to enjoy without creating a long list of weekend chores, while the walkable St. Marys location puts downtown shops, restaurants and amenities within easy reach.Freshly renovated, nicely proportioned and truly move-in ready, 178 Thomas Street is an opportunity to simply unpack and enjoy. Flexible closing available.3 Bedrooms | 2 Full Bathrooms | Main-Floor Bedroom & Laundry | Extensive Renovation | New Furnace & A/C | Air Exchanger | New Windows | Walkable to Downtown

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Property Summary

This detached home located at 178 Thomas Street, St. Marys is currently for sale and has been available on SousaSells for 0 days. This property is listed at $599,999 with an estimated mortgage of $1,997* per month. It has 3 beds, 2 bathrooms, and is 1100-1500 square feet. 178 Thomas Street, St. Marys is in the St. Marys neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in St. Marys, St. Marys.

Highly Recommended for Families
What We Love About This Home
  • 3 spacious bedroom layout offering versatile living space
  • 2 well-appointed bathrooms
  • 1100-1500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in St. Marys.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date8/11/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionVinyl Siding
BasementUnfinished
Lot Size57.799 × 91.02 Feet
CountyPerth
Annual Tax$2,692
Legal DescriptionPT LOT 21, Part 2 AS IN PLAN 44R-6458; WESTSIDE THOMAS STREET; PLAN 235 AS IN R249486; ST. MARYS

Parking & Garage

Parking Total2.0
Parking Space2
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Level

Interior Features

  • Air Exchanger
  • Water Heater Owned

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 178 Thomas Street, St. Marys, ON

Q.What is the asking price for 178 Thomas Street, St. Marys, ON ?

The current listing price for 178 Thomas Street, St. Marys, ON in St. Marys, St. Marys is $599,999.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 2 bathrooms across approximately 1100-1500 sqft.

Q.What property type and architectural style is 178 Thomas Street, St. Marys, ON ?

178 Thomas Street, St. Marys, ON is a Detached (2-Storey) featuring a Unfinished basement.

Q.What key property features does 178 Thomas Street, St. Marys, ON offer?

Key property features include: Level.

Q.What interior features are included in this home?

Interior highlights include: Air Exchanger, Water Heater Owned.

Q.Is parking available at this property?

Yes, this property offers parking space for 2.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

Location

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178 Thomas Street, St. Marys, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 178 Thomas Street, St. Marys, ON N4X 0B6

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Marys.

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Interest Rate4.00%
Down Payment$180,000 (30.0%)
* Minimum Canadian down payment required for this price is $35,000.
Amortization Period30 Years
Estimated Monthly Payment$1,997Based on a loan of $419,999 over 30 years.
Purchase Price$599,999
Loan Amount$419,999
Provincial Land Transfer Tax:$8,475
Total Estimated Closing Taxes:$8,475

About Purchasing a Home in St. Marys, ON

For a property listed at $599,999 in St. Marys, the legal minimum down payment is $35,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $8,475 for this transaction. As this listing is in St. Marys (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $8,475.

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St. Marys, St. Marys Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for St. Marys, St. Marys.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$694,296

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in St. Marys, St. Marys

Elementary Schools

Holy Name of Mary
Public161 Peel Street North, St. Marys, Ontario, N4X 1B2
5.9
Little Falls
Public25 Lindsay Atkinson Drive, St. Marys, Ontario, N4X 1B6
7.0
South Perth Centennial
Public1866 Perth Road 163, St. Marys, Ontario, N4X 1C4
7.5

Secondary Schools

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St. Marys, St. Marys Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.