10 Galbraith Court, St. Thomas, ON

$749,000
MLS#:X13559852
3 beds
2 baths
1100-1500 sqft
6.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Backsplit 4 detached located in the coveted neighborhood of St. Thomas. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $749,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 50 x 110 ft lot
  • Features a full, finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 6.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: ERV/HRV, Water Heater Owned
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to one of the most sought-after neighbourhoods in St. Thomas - Lake Margaret! This beautifully maintained 4-level backsplit, built in 2000, offers the perfect combination of comfort, style, and outdoor living. Just steps from Lake Margaret, you'll enjoy kayaking, canoeing, fishing, scenic walking trails, and winter skating, all within walking distance. The bright main floor features engineered hardwood flooring throughout the living and dining rooms, while the stunning chef-inspired kitchen (2018) was professionally designed and showcases granite countertops, quality cabinetry, and a premium 36-inch open gas burner. Upstairs you'll find three spacious bedrooms and a beautifully appointed 4-piece bathroom. The lower level offers large windows offering lots of natural light and a warm and inviting family room with gas fireplace and polk surround sound speakers, There's also a 3-piece bathroom, & an office space ideal for those working at home. The 4th and lowest level is a dream escape for a teenager and features a large recreation room with excellent potential for a fourth bedroom, plus a generous laundry and storage area. Step outside to your private backyard retreat featuring a two tiered deck surrounding the heated above-ground pool, amazing for laying out on those warm days, The salt water arctic spa hot tub (negotiable) is the perfect spot for a night under the stars after a long day, green space for pets, a storage shed, & gas line for your BBQ. The heated garage includes a high-lift garage door designed to accommodate a vehicle lift and is already wired with a 60-amp service for a future EV charger. Additional features include: Covered front porch, Central vacuum, owned hot water tank (2014), Shingles replaced (2015), Pool liner and pump replaced (July 2026) with a Heat pump. This exceptional family home offers a fantastic location, quality updates, & outstanding indoor & outdoor living spaces. Don't miss your opportunity to call Lake Margaret home!

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Property Summary

This detached home located at 10 Galbraith Court, St. Thomas is currently for sale and has been available on SousaSells for 2 days. This property is listed at $749,000 with an estimated mortgage of $2,493* per month. It has 3 beds, 2 bathrooms, and is 1100-1500 square feet. 10 Galbraith Court, St. Thomas is in the St. Thomas neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/14/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBacksplit 4
ConstructionBrick
BasementFull, Finished
Lot Size50 × 110 Feet
CountyElgin
Annual Tax$4,305
Legal DescriptionPCL 92-1 SEC 11M94; LT 92 PL 11M94 ST. THOMAS; ST. THOMAS

Parking & Garage

Parking Spaces6.0
Garage Spaces4
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Fenced Yard, Park

Interior Features

ERV/HRV, Water Heater Owned

Security Features

Community Features

Location

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10 Galbraith Court, St. Thomas, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 10 Galbraith Court, St. Thomas, ON N5R 6G8

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Thomas.

Configure Loan Settings

Interest Rate4.00%
Down Payment$224,700 (30.0%)
* Minimum Canadian down payment required for this price is $49,900.
Amortization Period30 Years
Estimated Monthly Payment$2,493Based on a loan of $524,300 over 30 years.
Purchase Price$749,000
Loan Amount$524,300
Provincial Land Transfer Tax:$11,455
Total Estimated Closing Taxes:$11,455

About Purchasing a Home in St. Thomas, ON

For a property listed at $749,000 in St. Thomas, the legal minimum down payment is $49,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $11,455 for this transaction. As this listing is in St. Thomas (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $11,455.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for St. Thomas, St. Thomas.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$612,129

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Forest Park
Public295 Forest Avenue, St. Thomas, Ontario, N5R 2K5
2.6
St. Anne's
Catholic84 Park Avenue, St. Thomas, Ontario, N5R 4W1
5.5
Elgin Court
Public254 First Avenue, St. Thomas, Ontario, N5R 4P5
4.3
Mitchell Hepburn
Public95 Raven Avenue, St. Thomas, Ontario, N5R 0C2
5.7
John Wise
Public100 Parkside Drive, St. Thomas, Ontario, N5R 3T9
4.4

Secondary Schools

No secondary schools data loaded.

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.