12 East Avenue, St. Thomas, ON

$545,000
MLS#:X13538430
3 beds
1 baths
1100-1500 sqft
2.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of St. Thomas. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $545,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 1 Bathroom
  • Generous living space spanning 1100-1500 sqft on a premium 65.84 x 134.45 ft lot
  • Features a unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available
  • Notable attributes: Carpet Free, Primary Bedroom - Main Floor, Water Heater Owned
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Situated on a prominent 60-foot corner lot in one of St. Thomas' charming established neighbourhoods, this timeless brick bungalow offers a beautiful blend of historic character and thoughtful modern updates. A welcoming foyer sets the tone as you step inside, leading into bright and inviting living spaces enhanced by impressive 9-foot ceilings, oversized windows, and original wide-plank pine floors. The spacious living room offers a warm and comfortable place to gather, while the generous dining room features a striking bay window and cozy gas fireplace - an ideal setting for family dinners, entertaining, or quiet evenings at home. The newly renovated kitchen has abundant cabinetry, stainless steel appliances, a new kitchen window, and a new door providing convenient access to the side yard, driveway, and private backyard. Three well-proportioned bedrooms are thoughtfully positioned away from the main living areas, offering comfort, privacy, and functionality. The rear bedroom features patio door access directly to the deck, creating a lovely spot to enjoy a quiet morning coffee or relax at the end of the day. The renovated bathroom showcases a beautifully tiled glass shower with built-in niche, along with an updated vanity and new toilet. Outside, the fully fenced backyard is designed for relaxing and entertaining, complete with a large deck and an inviting kidney-shaped inground pool. The lower level offers laundry, utility space, and abundant storage, enhanced by a recently refinished concrete floor. Additional recent improvements include concrete work to reinforce the stone foundation, a double-wide asphalt driveway, and a rebuilt pool pump. Conveniently located close to public transit, shopping, schools, parks, and everyday amenities, this exceptional property offers the perfect balance of character, comfort, and modern convenience in the growing community of St. Thomas.

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Key Features

Bedrooms
3
Bathrooms
1
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/8/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionBrick
BasementUnfinished
Lot Size65.84 × 134.45 Feet
CountyElgin
Annual Tax$2,945
Legal DescriptionLT 182 PL 83 YARMOUTH; ST. THOMAS

Parking & Garage

Parking Spaces2.0
Garage Spaces2
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Park, Place Of Worship, Public Transit, School, School Bus Route

Interior Features

Carpet Free, Primary Bedroom - Main Floor, Water Heater Owned

Security Features

Community Features

Location

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12 East Avenue, St. Thomas, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 12 East Avenue, St. Thomas, ON N5R 3S8

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Thomas.

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Interest Rate5.25%
Down Payment$29,500 (5.4%)
* Minimum Canadian down payment required for this price is $29,500.
Amortization Period25 Years
Estimated Monthly Payment$3,072Based on a loan of $515,500 over 25 years.
Purchase Price$545,000
Loan Amount$515,500
Provincial Land Transfer Tax:$7,375
Total Estimated Closing Taxes:$7,375

About Purchasing a Home in St. Thomas, ON

For a property listed at $545,000 in St. Thomas, the legal minimum down payment is $29,500 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $7,375 for this transaction. As this listing is in St. Thomas (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $7,375.

Nearby Listings

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No current listings found in St. Thomas.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for St. Thomas, St. Thomas.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$624,058

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Forest Park
Public295 Forest Avenue, St. Thomas, Ontario, N5R 2K5
2.6
St. Anne's
Catholic84 Park Avenue, St. Thomas, Ontario, N5R 4W1
5.5
Elgin Court
Public254 First Avenue, St. Thomas, Ontario, N5R 4P5
4.3
Mitchell Hepburn
Public95 Raven Avenue, St. Thomas, Ontario, N5R 0C2
5.7
John Wise
Public100 Parkside Drive, St. Thomas, Ontario, N5R 3T9
4.4

Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.