13 Vanbuskirk Drive, St. Thomas, ON

$554,900
MLS#:X13530056
4 beds
2 baths
1500-2000 sqft
5.5 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Backsplit 4 detached located in the coveted neighborhood of St. Thomas. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $554,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 52.34 x 112.07 ft lot
  • Features a full, finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 5.5 total parking spaces available with a convenient attached configuration
  • Notable attributes: Water Heater Owned
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Hey, thanks for checking out this cool house at 13 Vanbuskirk Drive in beautiful St. Thomas. It's got a lot of nice features for me to mention - where should I start? How about with the fact it's got an attached 1.5 car garage, with inside entry, and on top of that, this garage is insulated & heated! Plus the garage has hot and cold water taps, and an included air compressor with a retractable air line. Let's cover the interior next, but I'll be getting to the awesome backyard shop shortly - I promise I won't forget to describe it. The main level of the house has the typical backsplit floorplan of kitchen, dining area and living room, but in this case it's got a welcoming open concept layout, and the kitchen was updated in around 2015. Upstairs, there are 3 bedrooms, plus a 4 piece bathroom, and going 1 level down from the main floor there's a bonus 4th bedroom, a big recroom, and a 3 piece bathroom. From there, a few stairs lead to the basement level, which has a spacious utility/storage room, laundry room and another room suitable for extra storage. Okay, time to cover the backyard and the shop! The backyard is fenced, and the large, insulated & powered shop has got tons to offer, including 2 240 volt outlets & a portable heat pump/air conditioner. In addition, the house has 3 exterior water taps, and the house is situated just a short drive away from Elgin Town Centre Mall.

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Key Features

Bedrooms
4
Bathrooms
2
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/6/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBacksplit 4
ConstructionBrick
BasementFull, Finished
Lot Size52.34 × 112.07 Feet
CountyElgin
Annual Tax$3,754
Legal DescriptionPCL 175-1 SEC M5; LT 175 PL M5 ST. THOMAS; S/T LT1615; ST. THOMAS

Parking & Garage

Parking Spaces5.5
Garage Spaces4
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Fenced Yard

Interior Features

Water Heater Owned

Security Features

Community Features

Location

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13 Vanbuskirk Drive, St. Thomas, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 13 Vanbuskirk Drive, St. Thomas, ON N5R 4Z1

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Thomas.

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Interest Rate5.25%
Down Payment$30,490 (5.5%)
* Minimum Canadian down payment required for this price is $30,490.
Amortization Period25 Years
Estimated Monthly Payment$3,125Based on a loan of $524,410 over 25 years.
Purchase Price$554,900
Loan Amount$524,410
Provincial Land Transfer Tax:$7,573
Total Estimated Closing Taxes:$7,573

About Purchasing a Home in St. Thomas, ON

For a property listed at $554,900 in St. Thomas, the legal minimum down payment is $30,490 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $7,573 for this transaction. As this listing is in St. Thomas (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $7,573.

Nearby Listings

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No current listings found in St. Thomas.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for St. Thomas, St. Thomas.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$623,018

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

St. Anne's
Catholic84 Park Avenue, St. Thomas, Ontario, N5R 4W1
5.5
Forest Park
Public295 Forest Avenue, St. Thomas, Ontario, N5R 2K5
2.6
Elgin Court
Public254 First Avenue, St. Thomas, Ontario, N5R 4P5
4.3
Mitchell Hepburn
Public95 Raven Avenue, St. Thomas, Ontario, N5R 0C2
5.7
John Wise
Public100 Parkside Drive, St. Thomas, Ontario, N5R 3T9
4.4

Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.