15 Gregory Place, St. Thomas, ON

$475,000
MLS#:X13662448
5 beds
2 baths
700-1100 sqft
5.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow semi-detached located in the coveted neighborhood of St. Thomas. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $475,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 5 Bedrooms and 2 Bathrooms with 2 functional kitchens
  • Generous living space spanning 700-1100 sqft on a premium 35 x 131.8 ft lot
  • Features a development potential, finished, separate entrance, full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 5.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Carpet Free, In-Law Capability, Primary Bedroom - Main Floor
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to 15 Gregory Place! This solid brick semi-detached bungalow features a rare, fully updated lower level with a separate entrance, offering tremendous income potential as a premium basement rental suite or an ideal in-law setup. Perfectly situated on a quiet cul-de-sac in a highly desirable, family-friendly St. Thomas neighbourhood, this home is just steps from local schools and daily amenities. Perfect for buyers looking to offset their mortgage or investors wanting to expand their portfolio, this home delivers exceptional value. The main level features updated interior doors, modern light fixtures, and a refreshed kitchen complete with wood cupboards and updated countertops. The spacious primary bedroom features a large closet for ample storage. Several improvements have been done over the years, including updated windows in the upstairs living room and bedroom, a new roof, an updated electrical panel, and a new furnace and A/C unit. The lower level is a standout feature of the home, showcasing a bright secondary living space with its own full kitchen equipped with wood cupboards and updated countertops, alongside a modern bathroom finished with a granite countertop and a custom-tiled walk-in shower. Two versatile downstairs rooms offer flexible functionality, including one equipped with a large walk-in closet. The exterior offers exceptional peace and privacy with the unique advantage of no rear neighbours. It features an updated single detached car garage providing excellent storage or parking, alongside a private backyard complete with a concrete stone patio that is perfect for relaxing or entertaining.

Upcoming Open Houses

Saturday, August 15, 20261:00 PM - 3:00 PMPublic
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Property Summary

This detached home located at 15 Gregory Place, St. Thomas is currently for sale and has been available on SousaSells for 0 days. This property is listed at $475,000 with an estimated mortgage of $1,581* per month. It has 5 beds, 2 bathrooms, and is 700-1100 square feet. 15 Gregory Place, St. Thomas is in the St. Thomas neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 5 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in St. Thomas, St. Thomas.

Highly Recommended for Families
What We Love About This Home
  • 5 spacious bedroom layout offering versatile living space
  • 2 well-appointed bathrooms
  • 700-1100 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in St. Thomas, St. Thomas.

Target Buyer Match

Key Features

Bedrooms
5
Bathrooms
2
Kitchens
2
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date8/11/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeSemi-Detached
Architectural StyleBungalow
ConstructionBrick, Vinyl Siding
BasementDevelopment Potential, Finished, Separate Entrance, Full
Lot Size35 × 131.8 Feet
CountyElgin
Annual Tax$2,704
Legal DescriptionPT LT 4 PL 296 ST. THOMAS AS IN E375188; ST. THOMAS

Parking & Garage

Parking Total5.0
Parking Space4
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Cul de Sac/Dead End
  • Fenced Yard
  • Hospital
  • Level
  • School
  • Park

Interior Features

  • Carpet Free
  • In-Law Capability
  • Primary Bedroom - Main Floor

Security Features

  • Smoke Detector

Community Features

None listed

Frequently Asked Questions about 15 Gregory Place, St. Thomas, ON

Q.What is the asking price for 15 Gregory Place, St. Thomas, ON ?

The current listing price for 15 Gregory Place, St. Thomas, ON in St. Thomas, St. Thomas is $475,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 5 bedrooms and 2 bathrooms across approximately 700-1100 sqft.

Q.What property type and architectural style is 15 Gregory Place, St. Thomas, ON ?

15 Gregory Place, St. Thomas, ON is a Semi-Detached (Bungalow) featuring a Development Potential, Finished, Separate Entrance, Full basement.

Q.What key property features does 15 Gregory Place, St. Thomas, ON offer?

Key property features include: Cul de Sac/Dead End, Fenced Yard, Hospital, Level, School, Park.

Q.What interior features are included in this home?

Interior highlights include: Carpet Free, In-Law Capability, Primary Bedroom - Main Floor.

Q.What security features are installed at 15 Gregory Place, St. Thomas, ON ?

Security features include: Smoke Detector.

Q.Is parking available at this property?

Yes, this property offers parking space for 5.0 vehicles (Detached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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Location

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15 Gregory Place, St. Thomas, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 15 Gregory Place, St. Thomas, ON N5R 4S4

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Thomas.

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Interest Rate4.00%
Down Payment$142,500 (30.0%)
* Minimum Canadian down payment required for this price is $23,750.
Amortization Period30 Years
Estimated Monthly Payment$1,581Based on a loan of $332,500 over 30 years.
Purchase Price$475,000
Loan Amount$332,500
Provincial Land Transfer Tax:$5,975
Total Estimated Closing Taxes:$5,975

About Purchasing a Home in St. Thomas, ON

For a property listed at $475,000 in St. Thomas, the legal minimum down payment is $23,750 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $5,975 for this transaction. As this listing is in St. Thomas (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $5,975.

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St. Thomas, St. Thomas Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for St. Thomas, St. Thomas.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$744,569

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in St. Thomas, St. Thomas

Elementary Schools

Forest Park
Public295 Forest Avenue, St. Thomas, Ontario, N5R 2K5
2.6
St. Anne's
Catholic84 Park Avenue, St. Thomas, Ontario, N5R 4W1
5.5
Elgin Court
Public254 First Avenue, St. Thomas, Ontario, N5R 4P5
4.3
Edward Street
PublicEdward Street, St. Thomas, Ontario, N5P 1Z5
3.7
John Wise
Public100 Parkside Drive, St. Thomas, Ontario, N5R 3T9
4.4

Secondary Schools

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St. Thomas, St. Thomas Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.