45 Varty Lake Road, Stone Mills, ON
Property Highlights
Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of 63 - Stone Mills. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $549,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 3 Bedrooms and 2 Bathrooms
- Generous living space spanning 1500-2000 sqft on a premium 397.28 x 300 ft lot
- 8.0 total parking spaces available with a convenient attached configuration
- Notable attributes: ERV/HRV, Water Heater Owned
- equipped with central air central cooling and highly efficient forced air heating via oil
Description
Welcome to 45 Varty Lake Road. This two-storey home offers approximately 1650 ft. of comfortable living space on a private country lot, just minutes from Varty Lake and approximately 20 minutes to both Kingston and Napanee. Every window offers beautiful views of the surrounding property, while the seasonal pond behind the home becomes a private skating rink in the winter, creating a perfect setting for family fun. The main floor features an open-concept layout with a spacious kitchen offering cherry cabinetry, ceramic flooring, a centre island, and a dining area with direct access to the rear deck overlooking the backyard. The bright living room features a large picture window and 9-foot ceilings. Also on the main level are a convenient laundry room, a two-piece bathroom, and inside entry from the attached heated 1.5-car garage. Upstairs you'll find three bedrooms and a spacious full bathroom. The home is heated with in-floor radiant heat on the main level and in the garage, complemented by a forced-air system with central air conditioning for year-round comfort. Additional features include a drilled well, septic system, landscaped yard, storage shed, and plenty of outdoor space to enjoy country living. Located close to Varty Lake for boating, fishing, and year-round recreation, this property offers the perfect balance of privacy and convenience with an easy commute to both Kingston and Napanee.
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Property Summary
This detached home located at 45 Varty Lake Road, Stone Mills is currently for sale and has been available on SousaSells for 3 days. This property is listed at $549,900 with an estimated mortgage of $1,830* per month. It has 3 beds, 2 bathrooms, and is 1500-2000 square feet. 45 Varty Lake Road, Stone Mills is in the 63 - Stone Mills neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Key Features
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ERV/HRV, Water Heater Owned
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This could be the first listing for this address.
Pricing & Value Insights
Data-driven valuation for 45 Varty Lake Road, Stone Mills, ON K0K 3N0
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
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About Purchasing a Home in Stone Mills, ON
For a property listed at $549,900 in Stone Mills, the legal minimum down payment is $29,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $7,473 for this transaction. As this listing is in Stone Mills (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $7,473.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.