14 Bourgeois Beach Road, Tay, ON

$669,000
MLS#:S13536634
5 beds
2 baths
1100-1500 sqft
4.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Victoria Harbour. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $669,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 5 Bedrooms and 2 Bathrooms with 2 functional kitchens
  • Generous living space spanning 1100-1500 sqft on a premium 45 x 176 ft lot
  • Features a finished, full, apartment basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available
  • Notable attributes: None
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Top 5 Reasons You Will Love This Home: 1) This solid all-brick bungalow delivers timeless curb appeal and lasting durability, presenting an outstanding opportunity for homeowners and investors with the added benefit of a legal duplex that offers exceptional flexibility and long-term value 2) Whether you're looking to offset your mortgage by living in one unit and renting the other or expand your investment portfolio with a fully income-generating property, this versatile duplex is perfectly suited to a variety of lifestyles and investment goals 3) Move in with confidence knowing many of the major updates have already been completed, including a durable metal roof, high-efficiency gas furnace, central air conditioning, modern flooring, and a beautifully renovated basement suite featuring stylish new kitchen cabinetry and updated finishes throughout 4) The spacious main level suite presents three bedrooms, a bright eat-in kitchen with a walkout to the rear deck, a generous living room, and a large combined bathroom and laundry room, while the self-contained basement suite featuring two bedrooms, its own private entrance, separate laundry, and modern finishes that make it equally appealing for tenants or extended family 5) Ideally situated in the charming waterfront community of Victoria Harbour, this property places you just minutes from beaches, marinas, parks, walking trails, and everyday amenities, while only a short drive to Midland, allowing you to enjoy a relaxed small-town lifestyle without sacrificing convenience or investment potential. 1,241 above grade sq.ft. plus a finished basement. *Please note some images have been virtually staged to show the potential of the home.

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Key Features

Bedrooms
5
Bathrooms
2
Kitchens
2
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/8/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionBrick
BasementFinished, Full, Apartment
Lot Size45 × 176 Feet
CountySimcoe
Annual Tax$2,997
Legal DescriptionPT BLK D PL 1340 TAY PT 11, 51R15800; TAY

Parking & Garage

Parking Spaces4.0
Garage Spaces4
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

None

Security Features

Community Features

Location

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14 Bourgeois Beach Road, Tay, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 14 Bourgeois Beach Road, Tay, ON L0K 2A0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Tay.

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Interest Rate5.25%
Down Payment$41,900 (6.3%)
* Minimum Canadian down payment required for this price is $41,900.
Amortization Period25 Years
Estimated Monthly Payment$3,737Based on a loan of $627,100 over 25 years.
Purchase Price$669,000
Loan Amount$627,100
Provincial Land Transfer Tax:$9,855
Total Estimated Closing Taxes:$9,855

About Purchasing a Home in Tay, ON

For a property listed at $669,000 in Tay, the legal minimum down payment is $41,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $9,855 for this transaction. As this listing is in Tay (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $9,855.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Victoria Harbour, Tay.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$773,499

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.