17 Swan Lane, Tay, ON

$2,499,000
MLS#:S12269309
5 beds
6 baths
3500-5000 sqft
10.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Port McNicoll. Expertly crafted featuring premium brick and wood construction, this residence presents an exceptional opportunity offered at $2,499,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 5 Bedrooms and 6 Bathrooms with 2 functional kitchens
  • Generous living space spanning 3500-5000 sqft on a premium 133 x 148 ft lot
  • Features a finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 10.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Central Vacuum, Built-In Oven, Air Exchanger
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Luxury Waterfront Estate with Private Guest House & Income Potential Welcome to 17 Swan Lane a rare opportunity to own a stunning waterfront residence in the exclusive community of Port McNicoll on Georgian Bay. This impeccably designed estate offers over 6,000 sq ft of finished living space, featuring a 3,000 sq ft main home, 1,500 sq ft self-contained guest house, and a fully finished lower level.Enjoy breathtaking views, direct waterfront access, and your private dock perfect for boating, entertaining, or relaxing in nature.The main house boasts 2 spacious bedrooms, an open-concept living/dining area with soaring ceilings, a gourmet kitchen with high-end appliances, and panoramic windows overlooking the bay.The guest house features its own private entrance, full kitchen, laundry, luxury finishes, and a bright, airy layout. Ideal for in-laws, extended family, or income-generating rental Outside, you'll find beautifully landscaped grounds, multi-tiered decks, and plenty of room for outdoor entertainingall set against the stunning natural backdrop of Georgian Bay. Key Features:Over 6,000 sq ft of finished living space2 separate dwellings fully self-contained Private dock with deep water accessOpen-concept layout & designer upgradesPotential for multi-generational living or short-term rentalLocated in a peaceful, upscale waterfront communityMinutes to Midland, marinas, golf, and all-season recreationThis one-of-a-kind estate is priced to sell and offers a truly unique lifestyle on the water. Dont miss your chance to make it yours. Contact Evgenia Kuznetsova, Royal LePage In Touch Realty, for a private showing today.

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Key Features

Bedrooms
5
Bathrooms
6
Kitchens
2
Living Area
3500-5000 sqft
Property Type
Residential Freehold

Additional Details

StatusExpired
Listed Date7/7/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionBrick, Wood
BasementFinished
Lot Size133 × 148 Feet
CountySimcoe
Annual Tax$14,038
Legal DescriptionUNIT 48, LEVEL 1, SIMCOE VACANT LAND CONDOMINIUM PLAN NO. 340 AND ITS APPURTENANT INTEREST. THE DESCRIPTION

Parking & Garage

Parking Spaces10.0
Garage Spaces8
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Clear View, Cul de Sac/Dead End, Lake Access, Waterfront, Terraced, Wooded/Treed

Interior Features

Central Vacuum, Built-In Oven, Air Exchanger, Auto Garage Door Remote, Carpet Free, Generator - Full, Guest Accommodations, On Demand Water Heater, Sauna, Sump Pump, Ventilation System, Water Softener, Water Treatment

Security Features

Security System

Community Features

Location

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17 Swan Lane, Tay, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 17 Swan Lane, Tay, ON L0K 1R0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Tay.

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Interest Rate5.25%
Down Payment$499,800 (20.0%)
* Minimum Canadian down payment required for this price is $499,800.
Amortization Period25 Years
Estimated Monthly Payment$11,914Based on a loan of $1,999,200 over 25 years.
Purchase Price$2,499,000
Loan Amount$1,999,200
Provincial Land Transfer Tax:$48,950
Total Estimated Closing Taxes:$48,950

About Purchasing a Home in Tay, ON

For a property listed at $2,499,000 in Tay, the legal minimum down payment is $499,800 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $48,950 for this transaction. As this listing is in Tay (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $48,950.

Nearby Listings

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Port McNicoll, Tay.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$682,391

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.