18 Chapel Street, Thorold, ON

$425,000
MLS#:X13547100
3 beds
2 baths
1100-1500 sqft
4.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of 557 - Thorold Downtown. Expertly crafted featuring premium wood and stucco (plaster) construction, this residence presents an exceptional opportunity offered at $425,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 37 x 100 ft lot
  • Features a full, separate entrance basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available
  • Notable attributes: None
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Step back in time and discover the timeless charm of this 1938-built two-storey home. Offering 3 bedrooms and 1.5 bathrooms, this home features original details that are increasingly hard to find, including stunning leaded glass windows, hardwood flooring, a charming tiled main floor powder room, original kitchen flooring, and a vintage oven that is sure to surprise you. Enjoy slow mornings on the spacious covered front porch or take a short stroll just one block to the water to watch the ships pass by. Behind the scenes, many important updates have already been completed, including the furnace, central air conditioner, and hot water tank (2020), several updated windows within the past five years, a 100-amp breaker panel, and the professional removal of all knob-and-tube wiring with an ESA certificate available for peace of mind. The basement provides plenty of storage space along with the laundry area, while the manageable 37 x 100 ft lot offers easy outdoor maintenance. If you've been searching for a home with authentic character and the opportunity to add your own finishing touches, this one is ready to welcome its next chapter.

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Property Summary

This detached home located at 18 Chapel Street, Thorold is currently for sale and has been available on SousaSells for 5 days. This property is listed at $425,000 with an estimated mortgage of $1,415* per month. It has 3 beds, 2 bathrooms, and is 1100-1500 square feet. 18 Chapel Street, Thorold is in the 557 - Thorold Downtown neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold Conditional
Listed Date7/10/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionWood , Stucco (Plaster)
BasementFull, Separate Entrance
Lot Size37 × 100 Feet
CountyNiagara
Annual Tax$3,421
Legal DescriptionPT LT 3 E/S CHAPEL ST PL 893 VILLAGE OF THOROLD; PT LT 4 E/S CHAPEL ST PL 893 VILLAGE OF THOROLD AS IN RO564245 ; THOROLD

Parking & Garage

Parking Spaces4.0
Garage Spaces4
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

None

Security Features

Community Features

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Location

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18 Chapel Street, Thorold, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 18 Chapel Street N, Thorold, ON L2V 2E2

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Thorold.

Configure Loan Settings

Interest Rate4.00%
Down Payment$127,500 (30.0%)
* Minimum Canadian down payment required for this price is $21,250.
Amortization Period30 Years
Estimated Monthly Payment$1,415Based on a loan of $297,500 over 30 years.
Purchase Price$425,000
Loan Amount$297,500
Provincial Land Transfer Tax:$4,975
Total Estimated Closing Taxes:$4,975

About Purchasing a Home in Thorold, ON

For a property listed at $425,000 in Thorold, the legal minimum down payment is $21,250 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $4,975 for this transaction. As this listing is in Thorold (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $4,975.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 557 - Thorold Downtown, Thorold.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$629,688

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Prince of Wales
Public40 Pine Street South, Thorold, Ontario, L2V 3L4
7.0
Westmount
PublicWestmount Avenue, Thorold, Ontario, L2V 2J8
8.9
Richmond Street
Public153 Richmond Street, Thorold, Ontario, L2V 3H3
6.5
Ontario
PublicThorold, Ontario
9.1

Secondary Schools

Thorold
Public50 Ormond Street North, Thorold, Ontario, L2V 1Z1
6.8

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.