127 Court St, Thunder Bay, ON

$283,700
MLS#:X13626924
3 beds
1 baths
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Court / Cumberland. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $283,700 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 1 Bathroom
  • Premium 35.96 x 99.67 ft lot size
  • Features a unfinished, full basement, adding superb versatility for recreation, a home gym, or extra storage
  • Notable attributes: Other
  • equipped with other central cooling and highly efficient forced air heating via gas

Description

3-Bedroom, 2-Storey house sits in the heart of the historic Bay and Algoma District. This convenient location is within walking distance of the Waterfront Marina, grocery and retail stores, pharmacies, restaurants, library, and is accessible by transit. This home is eco-friendly with R60 attic insulation, a clothesline and a backyard compost bin. Recent updates include: roof shingles, hot water heater, main floor carpet, fresh pain throughout, all done in 2026. Included in this home are the generous fridge and stove, as well as security features. Also wired for phone and networking. On the main floor enjoy the convenient entryway, bright living room and large storage closets. The generous kitchen leads to a sizable deck that overlooks a fully fenced-in backyard, which includes a children's tire swing. On the south side of the house the tulip garden becomes an excellent location for a veggie garden in the summer. A large storage shed completes the backyard, and the full-sized swing gate makes it easy to access from the paved 3+ car driveway. Go up the extra wide carpeted stairway to the top floor where you will find 3 carpeted bedrooms and a 4-piece bath, perfect for the young family. The full- height unfinished basement has an installed laundry tub and is washer-and-dryer-ready. Call for a viewing today.

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Property Summary

This detached home located at 127 Court St, Thunder Bay is currently for sale and has been available on SousaSells for 1 day. This property is listed at $283,700 with an estimated mortgage of $944* per month. It has 3 beds, 1 bathroom, and is unknown square feet. 127 Court St, Thunder Bay is in the Court / Cumberland neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 1 bathroom, this home offers ample space and comfort for growing families in Court / Cumberland, Thunder Bay.

Highly Recommended for Families
What We Love About This Home
  • 3 spacious bedroom layout offering versatile living space
  • 1 well-appointed bathroom
  • Desirable Detached architecture in Court / Cumberland, Thunder Bay
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in Thunder Bay.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
1
Kitchens
1
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/31/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionVinyl Siding
BasementUnfinished, Full
Lot Size35.96 × 99.67 Feet
CountyThunder Bay
Annual Tax$2,480.85
Legal DescriptionPART LOT 13 AND 14,PLAN 1720, PARTS 2 AND 3, PLAN 55R-14498 CITY OF THUNDER BAY

Parking & Garage

Parking Space3
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingOther

Features

Property Features

  • Fenced Yard

Interior Features

  • Other

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 127 Court St, Thunder Bay, ON

Q.What is the asking price for 127 Court St, Thunder Bay, ON ?

The current listing price for 127 Court St, Thunder Bay, ON in Court / Cumberland, Thunder Bay is $283,700.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 1 bathroom.

Q.What property type and architectural style is 127 Court St, Thunder Bay, ON ?

127 Court St, Thunder Bay, ON is a Detached (2-Storey) featuring a Unfinished, Full basement.

Q.What key property features does 127 Court St, Thunder Bay, ON offer?

Key property features include: Fenced Yard.

Q.What interior features are included in this home?

Interior highlights include: Other.

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Other.

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Location

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127 Court St, Thunder Bay, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 127 Court St S, Thunder Bay, ON P7B 2X5

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Thunder Bay.

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Interest Rate4.00%
Down Payment$85,110 (30.0%)
* Minimum Canadian down payment required for this price is $14,185.
Amortization Period30 Years
Estimated Monthly Payment$944Based on a loan of $198,590 over 30 years.
Purchase Price$283,700
Loan Amount$198,590
Provincial Land Transfer Tax:$2,731
Total Estimated Closing Taxes:$2,731

About Purchasing a Home in Thunder Bay, ON

For a property listed at $283,700 in Thunder Bay, the legal minimum down payment is $14,185 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $2,731 for this transaction. As this listing is in Thunder Bay (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $2,731.

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Court / Cumberland, Thunder Bay Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Court / Cumberland, Thunder Bay.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$738,351

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Court / Cumberland, Thunder Bay

Elementary Schools

Vance Chapman
Public1000 Huron Avenue, Thunder Bay, Ontario, P7A 6L4
9.1
St Francis
PublicFrancis Street West, Thunder Bay, Ontario, P7E 3J1
8.9
Nor'wester View
Public1946 Mountain Road, Thunder Bay, Ontario, P7J 1C8
8.7
St Paul
Public539 Grenville Avenue, Thunder Bay, Ontario, P7A 2C3
8.5
Five Mile
Public2025 Dawson Road, Thunder Bay, Ontario, P7G 2E9
8.4

Secondary Schools

St. Ignatius
Catholic285 Algoma Street North, Thunder Bay, Ontario, P7A 2J6
6.6
Superior CVI
Public
6.2
Hammarskjold HS
Public80 Clarkson Street South, Thunder Bay, Ontario, P7B 4W8
6.1

Court / Cumberland, Thunder Bay Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.