238 NELSON Street, Thunder Bay, ON

$369,900
MLS#:X13557442
4 beds
2 baths
Residential Freehold
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Property Highlights

Welcome to this remarkable Backsplit 5 detached located in the coveted neighborhood of Court / Cumberland. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $369,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms with 2 functional kitchens
  • Premium 65 x 95.91 ft lot size
  • Features a finished, full basement, adding superb versatility for recreation, a home gym, or extra storage
  • Notable attributes: Storage, Other
  • equipped with other central cooling and highly efficient other heating via gas

Description

Well maintained 4 bedroom, 2 full bath back split offering 1232 sq.ft. (main floor) of comfortable living space in a desirable family friendly neighborhood. This versatile home features a spacious primary bedroom, a cozy gas fireplace, hot water on demand and a dedicated basement storage room for all your gear. the lower level also includes a separate entrance, an additional kitchen, 1 large bedroom and full bath providing excellent potential. Step outside to enjoy a private backyard with multiple storage sheds perfect for tools, gardening equipment and seasonal items. Front yard complete with established vegetable gardens and loads of parking, a beautiful lockstone patio off the side entrance and ideally located close to schools, scenic walking trails and Boulevard Lake.

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Property Summary

This detached home located at 238 NELSON Street, Thunder Bay is currently for sale and has been available on SousaSells for 3 days. This property is listed at $369,900 with an estimated mortgage of $1,231* per month. It has 4 beds, 2 bathrooms, and is unknown square feet. 238 NELSON Street, Thunder Bay is in the Court / Cumberland neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
4
Bathrooms
2
Kitchens
2
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/13/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBacksplit 5
ConstructionBrick
BasementFinished, Full
Lot Size65 × 95.91 Feet
CountyThunder Bay
Annual Tax$3,844
Legal DescriptionPT LT 20-22 PL 739 PORT ARTHUR AS IN TBR282128; THUNDER BAY

Parking & Garage

Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeOther
CoolingOther

Features

Property Features

Fenced Yard

Interior Features

Storage, Other

Security Features

Community Features

Location

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238 NELSON Street, Thunder Bay, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 238 NELSON Street, Thunder Bay, ON P7A 2L7

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Thunder Bay.

Configure Loan Settings

Interest Rate4.00%
Down Payment$110,970 (30.0%)
* Minimum Canadian down payment required for this price is $18,495.
Amortization Period30 Years
Estimated Monthly Payment$1,231Based on a loan of $258,930 over 30 years.
Purchase Price$369,900
Loan Amount$258,930
Provincial Land Transfer Tax:$4,024
Total Estimated Closing Taxes:$4,024

About Purchasing a Home in Thunder Bay, ON

For a property listed at $369,900 in Thunder Bay, the legal minimum down payment is $18,495 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $4,024 for this transaction. As this listing is in Thunder Bay (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $4,024.

Similar Listings Nearby

City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Court / Cumberland, Thunder Bay.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$738,351

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Vance Chapman
Public1000 Huron Avenue, Thunder Bay, Ontario, P7A 6L4
9.1
St Francis
PublicFrancis Street West, Thunder Bay, Ontario, P7E 3J1
8.9
Nor'wester View
Public1946 Mountain Road, Thunder Bay, Ontario, P7J 1C8
8.7
St Paul
Public539 Grenville Avenue, Thunder Bay, Ontario, P7A 2C3
8.5
Five Mile
Public2025 Dawson Road, Thunder Bay, Ontario, P7G 2E9
8.4

Secondary Schools

St. Ignatius
Catholic285 Algoma Street North, Thunder Bay, Ontario, P7A 2J6
6.6
Superior CVI
Public
6.2
Hammarskjold HS
Public80 Clarkson Street South, Thunder Bay, Ontario, P7B 4W8
6.1

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.