1490 Champlain Road, Tiny, ON

$974,900
MLS#:S13547450
2 beds
2 baths
2000-2500 sqft
8.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 3-Storey detached located in the coveted neighborhood of Rural Tiny. Expertly crafted featuring premium vinyl siding and wood construction, this residence presents an exceptional opportunity offered at $974,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 2 Bathrooms
  • Generous living space spanning 2000-2500 sqft on a premium 100 x 150 ft lot
  • Features a unfinished, full, development potential basement, adding superb versatility for recreation, a home gym, or extra storage
  • 8.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: None
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Top 5 Reasons You Will Love This Home: 1) One-of-a-kind retreat showcasing soaring vaulted ceilings, a hand-installed solid pine tongue-and-groove interior, dramatic floor-to-ceiling windows, luxury 9-inch plank vinyl flooring, and breathtaking seasonal views of Georgian Bay, creating a warm and inviting atmosphere that captures the essence of waterfront living without the added expense of waterfront taxes 2) The outdoor living space is one of the property's defining features, with grounds thoughtfully shaped into a series of connected destinations including an elevated covered deck, landscaped firepit area, and natural stone pathways weaving through mature trees, creating a layout that feels larger, more private, and more usable than most comparable properties while offering multiple spaces to relax, entertain, and enjoy seasonal views of Georgian Bay in a rare blend of natural beauty, privacy, and year-round enjoyment 3) Brand-new custom-built home offering modern comfort throughout, including beautifully appointed bathrooms with a luxurious soaker tub, a versatile loft ideal for a home office or additional living space, and an above-grade basement with bathroom plumbing already roughed-in for future expansion 4) Experience the best of Georgian Bay living from the moment you arrive with a scenic drive along Champlain Road from Penetanguishene, passing marinas, sheltered bays, and stretches of shoreline that showcase the beauty of Georgian Bay, creating a memorable approach that sets the tone for the lifestyle ahead before you even reach the property 5) Peaceful and private setting on a highly desirable lot with no planned development behind, offering a tranquil woodland backdrop while still being just a short drive to the shops, restaurants, marinas, and everyday amenities of Penetanguishene. 2,257 square feet above grade (1,632 finished). *Please note some images have been virtually staged to show the potential of the home.

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Property Summary

This detached home located at 1490 Champlain Road, Tiny is currently for sale and has been available on SousaSells for 2 days. This property is listed at $974,900 with an estimated mortgage of $3,245* per month. It has 2 beds, 2 bathrooms, and is 2000-2500 square feet. 1490 Champlain Road, Tiny is in the Rural Tiny neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
2
Bathrooms
2
Kitchens
1
Living Area
2000-2500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/10/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style3-Storey
ConstructionVinyl Siding, Wood
BasementUnfinished, Full, Development Potential
Lot Size100 × 150 Feet
CountySimcoe
Annual Tax$2,288
Legal DescriptionLT 6 PL 1177 TINY; TINY

Parking & Garage

Parking Spaces8.0
Garage Spaces6
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Beach, Lake Access, Wooded/Treed

Interior Features

None

Security Features

Community Features

Virtual Tours

Location

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1490 Champlain Road, Tiny, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 1490 Champlain Road, Tiny, ON L9M 0C1

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Tiny.

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Interest Rate4.00%
Down Payment$292,470 (30.0%)
* Minimum Canadian down payment required for this price is $72,490.
Amortization Period30 Years
Estimated Monthly Payment$3,245Based on a loan of $682,430 over 30 years.
Purchase Price$974,900
Loan Amount$682,430
Provincial Land Transfer Tax:$15,973
Total Estimated Closing Taxes:$15,973

About Purchasing a Home in Tiny, ON

For a property listed at $974,900 in Tiny, the legal minimum down payment is $72,490 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $15,973 for this transaction. As this listing is in Tiny (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $15,973.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Rural Tiny, Tiny.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$1,085,997

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.