49 Centre Street, Trent Hills, ON

$599,000
MLS#:X13516378
4 beds
2 baths
2000-2500 sqft
2.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2 1/2 Storey detached located in the coveted neighborhood of Campbellford. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $599,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms
  • Generous living space spanning 2000-2500 sqft on a premium 63 x 165 ft lot
  • Features a partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available
  • Notable attributes: Upgraded Insulation, Storage
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Step back in time into a meticulously preserved Victorian Brick 3 Bedroom, easily 4 Bedroom detached home just outside the heart of Campbellford. While in walking distance to downtown shops, restaurants, boutiques, and the lovely Trent River, 49 Centre St. is just enough of a distance to be in a nice, tree lined family neighbourhood. Every inch has been restored or updated, this house is truly Turn-Key. Large Kitchen with island and glass-front cabinetry; The back family room has a cozy Gas Fireplace that has a separate office/reading space. The current second floor Primary bedroom was once two rooms and was combined into one expansive bedroom, but can be easily partitioned again to add a 4th Bedroom without a major renovation. 2nd floor bathroom has indoor heat, and custom frameless glass walk-in shower. Immaculate hardwood, tile, carpet and paint; Thermal blinds on many windows . Third floor finished attic with vaulted ceiling could serve as a grand Primary Bedroom or Rec room, with skylights, and its own separate Gas Furnace. Electrical and plumbing have been updated. Fully fenced, landscaped beautiful back yard and extensive gardens. Two sheds / outbuildings

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Key Features

Bedrooms
4
Bathrooms
2
Kitchens
1
Living Area
2000-2500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/2/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2 1/2 Storey
ConstructionBrick
BasementPartially Finished
Lot Size63 × 165 Feet
CountyNorthumberland
Annual Tax$2,592
Legal DescriptionPT LT 28 BLK S CENTRE ST PL 112 CAMPBELLFORD AS IN CL121351 MUNICIPALITY OF TRENT HILLS

Parking & Garage

Parking Spaces2.0
Garage Spaces2
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

Upgraded Insulation, Storage

Security Features

Community Features

Location

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49 Centre Street, Trent Hills, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 49 Centre Street, Trent Hills, ON K0L 1L0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Trent Hills.

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Interest Rate5.25%
Down Payment$34,900 (5.8%)
* Minimum Canadian down payment required for this price is $34,900.
Amortization Period25 Years
Estimated Monthly Payment$3,362Based on a loan of $564,100 over 25 years.
Purchase Price$599,000
Loan Amount$564,100
Provincial Land Transfer Tax:$8,455
Total Estimated Closing Taxes:$8,455

About Purchasing a Home in Trent Hills, ON

For a property listed at $599,000 in Trent Hills, the legal minimum down payment is $34,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $8,455 for this transaction. As this listing is in Trent Hills (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $8,455.

Nearby Listings

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Campbellford, Trent Hills.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$659,901

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.