142 Baldwin Bay Road, Trent Lakes, ON

$995,000
MLS#:X13548174
5 beds
2 baths
1500-2000 sqft
5.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Trent Lakes. Expertly crafted featuring premium wood construction, this residence presents an exceptional opportunity offered at $995,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 5 Bedrooms and 2 Bathrooms with 2 functional kitchens
  • Generous living space spanning 1500-2000 sqft on a premium 118.79 x 265 ft lot
  • Features a crawl space basement, adding superb versatility for recreation, a home gym, or extra storage
  • 5.0 total parking spaces available
  • Notable attributes: Water Heater Owned
  • equipped with wall unit(s) central cooling and highly efficient heat pump heating via electric

Description

Two cottages. Over 140 feet of clean Catchacoma waterfront. All-day sun and a dock you can dive right off.142 Baldwin Bay Road is a rare find - a property with two separate cottages on a large, level lot with weed-free swimming. This is the kind of place families dream about, and the kind of opportunity that takes skill and a vision to fully bring it back to life. Cottage One (Blue) is currently designed around a generous primary suite with a walk-in closet - intimate, practical, and full of potential. A newly updated heat pump and mini splits keep it very comfortable, the bathroom has been freshly updated, and a wood stove in the living room adds warmth and character. Views straight up the lake make this the one everyone will want to wake up in. Cottage Two (Black) offers three bedrooms & one bathroom, and has a brand new wood stove. This one is waiting for someone to put their stamp on it - the structure is there, the space is there, and the canvas is wide open. Beyond the cottages: a fully insulated & very cute Bunkie with its own heat pump can be used for guests or would make a great lakeside office, an outdoor shower that's genuinely beautiful, a transferrable permit for a garage with a foundation already started, Year-round access on a municipal road. Two septic systems. Lake water intake. Under an acre of large, level lot. Catchacoma is a special lake - clean, quiet, and the kind of place people come back to for generations. This property has been loved. It's ready for the next chapter.

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Property Summary

This detached home located at 142 Baldwin Bay Road, Trent Lakes is currently for sale and has been available on SousaSells for 8 days. This property is listed at $995,000 with an estimated mortgage of $3,312* per month. It has 5 beds, 2 bathrooms, and is 1500-2000 square feet. 142 Baldwin Bay Road, Trent Lakes is in the Trent Lakes neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
5
Bathrooms
2
Kitchens
2
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/10/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionWood
BasementCrawl Space
Lot Size118.79 × 265 Feet
CountyPeterborough
Annual Tax$5,075.11
Legal DescriptionPT LT 2 PL 6 CAVENDISH AS IN R631474 PT RD PL 6 CAVENDISH (CLOSED BY R704133) PT 22 45R12583 PT RDAL IN FRONT OF LT 2 PL 6 CAVENDISH (CLOSED BY R704133) PT 15 45R12583 S/T R704136 GAL-CAV AND HAR SUBJECT TO AN EASEMENT IN GROSS OVER PART LOT 2 PLAN 6 AND PART ROAD PLAN 6, CAVENDISH,PARTS 1 AND 2 PLAN 45R16909 AS IN PE326104

Parking & Garage

Parking Total5.0
Parking Space5
Garage TypeNone

Heating & Cooling

Heat SourceElectric
Heat TypeHeat Pump
CoolingWall Unit(s)

Features

Property Features

Fenced Yard, Lake/Pond, Level, Waterfront

Interior Features

Water Heater Owned

Security Features

Smoke Detector

Community Features

Virtual Tours

Location

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142 Baldwin Bay Road, Trent Lakes, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 142 Baldwin Bay Road, Trent Lakes, ON K0L 1J0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Trent Lakes.

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Interest Rate4.00%
Down Payment$298,500 (30.0%)
* Minimum Canadian down payment required for this price is $74,500.
Amortization Period30 Years
Estimated Monthly Payment$3,312Based on a loan of $696,500 over 30 years.
Purchase Price$995,000
Loan Amount$696,500
Provincial Land Transfer Tax:$16,375
Total Estimated Closing Taxes:$16,375

About Purchasing a Home in Trent Lakes, ON

For a property listed at $995,000 in Trent Lakes, the legal minimum down payment is $74,500 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $16,375 for this transaction. As this listing is in Trent Lakes (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $16,375.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Trent Lakes, Trent Lakes.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$947,154

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.