164 Bridge Street, Waterloo, ON

$600,000
MLS#:X13535520
4 beds
2 baths
1100-1500 sqft
5.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Waterloo. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $600,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 71.5 x 140.1 ft lot
  • Features a full, partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 5.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Auto Garage Door Remote, Water Softener
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to this impeccably maintained bungalow on an impressive 70' x 140' lot in one of Waterloo's most sought after neighbourhoods. Offering exceptional space, timeless character and an unbeatable location, this home is just minutes from Waterloo Park, Bechtel Park, RIM Park, the Grand River trail system, Conestoga Mall, excellent schools, shopping and every amenity you could need. A spacious covered front porch welcomes you and is the perfect place to enjoy your morning coffee. Inside, this carpet free home features beautiful hardwood flooring throughout the main level, three bedrooms, two full bathrooms and a layout that offers both functionality and flexibility. The third bedroom could easily serve as a formal dining room, home office or guest bedroom. The heart of the home is the charming kitchen, showcasing beautiful tilework, stunning brick archways, a built in dining nook and a spacious walk in pantry. The adjoining living room is filled with warmth and personality, featuring exposed wood beams and beautiful brick accents that create a truly inviting space. The spacious lower level also offers an incredible workshop, abundant storage, a full bathroom and the potential for an additional bedroom or in law living space with the convenience of the separate side entrance. Outside, the expansive backyard features a large concrete patio with a covered awning, making it the perfect place to entertain or unwind. The oversized tandem three car garage offers exceptional space for vehicles, hobbies, tools and storage plus offers 40 amp service for your use . Lovingly maintained and thoughtfully updated with hardwood flooring throughout the main floor, California shutters, central air conditioning (2021), roof (2013) and newer washer and dryer, this home reflects true pride of ownership. Filled with warmth, character and endless possibilities, this is a rare opportunity to own a truly special home in one of Waterloo's most desirable locations.

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Key Features

Bedrooms
4
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/7/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionBrick, Vinyl Siding
BasementFull, Partially Finished
Lot Size71.5 × 140.1 Feet
CountyWaterloo
Annual Tax$4,970.51
Legal DescriptionPT LT 30-31 PL 256 CITY OF WATERLOO PT 2, 58R-10862; Waterloo

Parking & Garage

Parking Spaces5.0
Garage Spaces2
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

Auto Garage Door Remote, Water Softener

Security Features

Community Features

Location

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164 Bridge Street, Waterloo, ON

Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 164 Bridge Street W, Waterloo, ON N2K 1K9

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Waterloo.

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Interest Rate5.25%
Down Payment$35,000 (5.8%)
* Minimum Canadian down payment required for this price is $35,000.
Amortization Period25 Years
Estimated Monthly Payment$3,367Based on a loan of $565,000 over 25 years.
Purchase Price$600,000
Loan Amount$565,000
Provincial Land Transfer Tax:$8,475
Total Estimated Closing Taxes:$8,475

About Purchasing a Home in Waterloo, ON

For a property listed at $600,000 in Waterloo, the legal minimum down payment is $35,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $8,475 for this transaction. As this listing is in Waterloo (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $8,475.

Nearby Listings

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No current listings found in Waterloo.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Waterloo.

Verified Local Data
City Population575,847
City Median Age38 Yrs
City Ownership65% Owners
Avg Area List Price$798,333

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
45%
Couples without children
28%
Other households
3%

Top Ethnic Origins

English18%
German17%
Scottish15%
Irish15%

Local Schools Guide

Elementary Schools

Our Lady of Lourdes
Public55 Roslin Avenue South, Waterloo, Ontario, N2L 6N5
5.0
Elizabeth Ziegler
Public90 Moore Avenue South, Waterloo, Ontario, N2J 1X2
6.3
L'Harmonie
Public158 Bridgeport Road East, Waterloo, Ontario, N2J 2K4
6.5
Winston Churchill
Public100 Milford Avenue, Waterloo, Ontario, N2L 3Z3
5.5
Keatsway
Public323 Keats Way, Waterloo, Ontario, N2L 5V9
4.8

Secondary Schools

St. David
Catholic4 High Street, Waterloo, Ontario, N2L 3X5
8.0
Bluevale
Public80 Bluevale Street North, Waterloo, Ontario, N2J 3R5
7.0

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.