Welcome to this remarkable Apartment condo apartment located in the coveted neighborhood of Waterloo. Expertly crafted featuring premium concrete construction, this residence presents an exceptional opportunity offered at $2,150 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
Urban loft-style condo in the heart of Waterloo - steps from universities! welcome to 321 Spruce, where modern design meets unbeatable location. This spacious two-level, 1 bedroom + den (or second bedroom)m 2-bath condo offers the perfect blend of comfort, flexibility, and style-ideal for students, young professionals. The open-concept main floor is bright and inviting, featuring soaring windows that fill the space with natural light. The modern kitchen features stainless steel appliances, while the generous living area provides the perfect setting for studying, relaxing, or entertaining. Upstairs, the loft-style primary bedroom offers privacy and comfort, complemented by a large den that doubles as a second bedroom or home office. With two full bathrooms - one on each level - and in-suite laundry, the layout is designed for everyday convenience. Located just steps from the University of Waterloo, Wilfred Laurier University, and Conestoga College, this condo sits at the center of Waterloo's vibrant urban core. Enjoy cafes, restaurants, shopping, parks, and transit all within walking distance.
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This condo apartment located at 321 Spruce Street, Waterloo is currently for sale and has been available on SousaSells for 2 days. This property is listed at $2,150 with an estimated mortgage of $7* per month. It has 2 beds, 2 bathrooms, and is 700-799 square feet. 321 Spruce Street, Waterloo
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Yes! Featuring 2 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Waterloo.
Urban professionals, first-time buyers, or investors looking for low-maintenance living in Waterloo.
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The current listing price for 321 Spruce Street, Unit 04, Waterloo, ON in Waterloo is $2,150.
This property features 2 bedrooms and 2 bathrooms across approximately 700-799 sqft.
321 Spruce Street, Unit 04, Waterloo, ON is a Condo Apartment (Apartment) featuring a None basement.
Interior highlights include: None.
Yes, this property offers parking space for 0.0 vehicle (None).
Heating is provided via Gas and cooling via Central Air.
Request a live agent video tour or get 3D virtual walkthrough access for 321 Spruce Street, Unit 04, Waterloo, ON .
No historical data available for this property.
This could be the first listing for this address.
Data-driven valuation for 321 Spruce Street 705, Waterloo, ON N2L 3M6
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Waterloo.
About Purchasing a Home in Waterloo, ON
For a property listed at $2,150 in Waterloo, the legal minimum down payment is $108 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $11 for this transaction. As this listing is in Waterloo (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $11.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.