98 Roger Street, Waterloo, ON
Property Highlights
Welcome to this remarkable 2 1/2 Storey detached located in the coveted neighborhood of Waterloo. Expertly crafted featuring premium aluminum siding and brick construction, this residence presents an exceptional opportunity offered at $699,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 5 Bedrooms and 2 Bathrooms
- Generous living space spanning 1500-2000 sqft on a premium 41.08 x 117.53 ft lot
- Features a partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
- 3.0 total parking spaces available with a convenient detached configuration
- Notable attributes: Upgraded Insulation
- equipped with central air central cooling and highly efficient forced air heating via gas
Description
Welcome to 98 Roger Street, a beautifully updated century home in Waterloo's sought-after Mary Allen neighbourhood. Just steps from Uptown Waterloo, the Iron Horse Trail, ION LRT, Grand River Hospital, parks, schools, grocery stores, and local cafés and restaurants, this location offers the perfect blend of walkability and quiet community living. Inside, timeless character meets modern style with an original staircase, oversized baseboards, cast iron floor grates, a fully renovated kitchen, stainless steel appliances, brand new engineered hardwood flooring, fresh paint, updated lighting, and a custom built-in bar. The partially finished basement features a bedroom, bathroom, and separate entrance, while the fully renovated and insulated attic is currently being used as a fourth bedroom, offering flexible living space for growing families. The roof ridges were also replaced in 2026 for added peace of mind. Outside, enjoy a private backyard with mature gardens, strawberries, raspberries, and a large powered shed with garage potential. With extensive updates and an unbeatable location, this is a rare opportunity to own a move-in-ready home full of charm and character.
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Key Features
Additional Details
Property Details
Parking & Garage
Heating & Cooling
Features
Property Features
Hospital, Library, Park, School, School Bus Route
Interior Features
Upgraded Insulation
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Community Features
Location
Property History
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This could be the first listing for this address.
Pricing & Value Insights
Data-driven valuation for 98 Roger Street, Waterloo, ON N2J 1A5
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Properties in this area are selling at a steady pace.
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About Purchasing a Home in Waterloo, ON
For a property listed at $699,900 in Waterloo, the legal minimum down payment is $44,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $10,473 for this transaction. As this listing is in Waterloo (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $10,473.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.