20 David Street, Wellesley, ON

$899,900
MLS#:X13529784
3 beds
3 baths
2000-2500 sqft
4.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of Wellesley. Expertly crafted featuring premium stone and vinyl siding construction, this residence presents an exceptional opportunity offered at $899,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 3 Bathrooms
  • Generous living space spanning 2000-2500 sqft on a premium 76.64 x 71.7 ft lot
  • Features a full, unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Auto Garage Door Remote, Water Softener
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Cottage living in the heart of Wellesley. Welcome to 20 David Street, a rare & beautifully updated waterfront home overlooking Wellesley Pond. Professionally & extensively renovated in 2021, this 3 bedrm+den, 3-bathrm home offers approx. 2,133 SF of finished living space, blending modern comfort with a pond-side setting that feels like a private retreat in town. The main flr is bright, open, & designed to bring the view into everyday living, with a spacious family rm featuring an electric fireplace, dining area, & updated kitchen. Glass sliders lead to the oversized back deck, creating seamless indoor-outdoor living. With glass railings & a pergola, the deck captures the pond views beautifully & offers space for morning coffee, summer dinners, quiet evenings, & relaxed entertaining. The updated kitchen features quartz counters, stainless appliances, tile backsplash, under-cabinet lighting, & breakfast bar seating for 4. Main flr laundry, a 2-pce bathrm, custom window coverings, designer lighting, & pot lights throughout add to the home's polished feel. Upstairs, the luxurious primary suite is tucked into its own private wing with dual walk-in closets, an updated 3-pce ensuite with tiled glass shower, & direct access to a den/office-perfect for working from home, a nursery, reading rm, or quiet escape. 2 additional spacious bedrms & an updated 4-pce main bathrm complete the upper level. Outside, the property comes to life with a covered front porch, partially fenced & beautifully landscaped backyard, mature trees, walk-down access to the private dock & pond, & a tranquil, cottage-like feel that is hard to replicate. Approximately $30K in additional recent improvements further enhance the home's privacy, curb appeal, & move-in ready feel. Walkable to local shops, groceries, parks, community events & amenities, with easy access to Waterloo, Kitchener & Stratford, this is more than a move-in ready home-it's a rare waterfront lifestyle property in the heart of Wellesley.

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Key Features

Bedrooms
3
Bathrooms
3
Kitchens
1
Living Area
2000-2500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/6/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style1 1/2 Storey
ConstructionStone, Vinyl Siding
BasementFull, Unfinished
Lot Size76.64 × 71.7 Feet
CountyWaterloo
Annual Tax$4,318.18
Legal DescriptionPT LT 13 E/S DAVID ST PL 621 PART 2 ON REFERENCE PLAN 58R-21305 TOWNSHIP OF WELLESLEY

Parking & Garage

Parking Spaces4.0
Garage Spaces3
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Golf, Greenbelt/Conservation, Lake/Pond, Library, Park, School

Interior Features

Auto Garage Door Remote, Water Softener

Security Features

Community Features

Location

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20 David Street, Wellesley, ON

Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 20 David Street, Wellesley, ON N0B 2T0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Wellesley.

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Interest Rate5.25%
Down Payment$64,990 (7.2%)
* Minimum Canadian down payment required for this price is $64,990.
Amortization Period25 Years
Estimated Monthly Payment$4,975Based on a loan of $834,910 over 25 years.
Purchase Price$899,900
Loan Amount$834,910
Provincial Land Transfer Tax:$14,473
Total Estimated Closing Taxes:$14,473

About Purchasing a Home in Wellesley, ON

For a property listed at $899,900 in Wellesley, the legal minimum down payment is $64,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $14,473 for this transaction. As this listing is in Wellesley (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $14,473.

Nearby Listings

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No current listings found in Wellesley.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Wellesley.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$1,302,879

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Wellesley
Public1059 Queen's Bush Road, Wellesley, Ontario, N0B 2T0
6.5

Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.