123 520 Highway, Whitestone, ON

$299,000
MLS#:X12894564
0 beds
0 baths
< 700 sqft
5.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable vacant land located in the coveted neighborhood of Dunchurch. Offering a sublime balance of structural integrity and modern aesthetic appeal, this residence presents an exceptional opportunity offered at $299,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 0 Bedrooms and 0 Bathrooms
  • Generous living space spanning < 700 sqft on a spacious lot (Feet)
  • 5.0 total parking spaces available

Description

14 acres. 600 ft of shoreline. Only two neighbouring properties. Opportunities like this are rarely offered. Tucked among mature trees in the heart of Dunchurch, this exceptional waterfront property offers a level of privacy that is becoming increasingly hard to find. With approximately 600 feet of natural shoreline on a quiet, secluded lake, this is a setting where nature truly takes centre stage. The landscape is a beautiful mix of forest, Canadian Shield, and open space, providing multiple potential building sites to create your ideal cottage or year-round retreat. Whether you envision a private family compound or a peaceful escape, the possibilities here are as expansive as the property itself as mentioned in the permitted uses document attached. Enjoy calm waters perfect for kayaking, paddleboarding, and fishing and only two other properties sharing the shoreline. Spend your days exploring the land and enjoy frequent wildlife sightings including deer, moose, turtles and a variety of bird species that will further enhance the natural experience this property offers, and taking in the changing seasons. With year-round access from a municipally maintained road and located less than five minutes from the amenities of Dunchurch, you have the perfect balance of seclusion and convenience. A rare opportunity to own significant acreage and waterfront in a truly peaceful setting - where privacy, nature, and potential come together.

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Key Features

000
Living Area
< 700 sqft
Property Type
Residential Freehold

Additional Details

StatusSold Conditional Escape
Listed Date3/18/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeVacant Land
CountyParry Sound
Annual Tax$0
Legal DescriptionCROFT CON 11 PT LOT 34 RP 42R22240 PART 1

Parking & Garage

Parking Spaces5.0
Garage Spaces5

Heating & Cooling

Features

Property Features

Interior Features

Security Features

Community Features

Location

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123 520 Highway, Whitestone, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 123 520 Highway, Whitestone, ON P0A 1G0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Whitestone.

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Interest Rate5.25%
Down Payment$14,950 (5.0%)
* Minimum Canadian down payment required for this price is $14,950.
Amortization Period25 Years
Estimated Monthly Payment$1,693Based on a loan of $284,050 over 25 years.
Purchase Price$299,000
Loan Amount$284,050
Provincial Land Transfer Tax:$2,960
Total Estimated Closing Taxes:$2,960

About Purchasing a Home in Whitestone, ON

For a property listed at $299,000 in Whitestone, the legal minimum down payment is $14,950 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $2,960 for this transaction. As this listing is in Whitestone (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $2,960.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Dunchurch, Whitestone.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$601,233

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.