540 Rose Island Road, Wollaston, ON

$260,000
MLS#:X13596584
3 beds
2 baths
1100-1500 sqft
8.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Wollaston. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $260,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 700 x 104 ft lot
  • Features a crawl space, unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 8.0 total parking spaces available
  • Notable attributes: None
  • Efficient other heating via propane

Description

First time home buyers, handy man, or anyone looking for a retreat! This home has three bedrooms and two bathrooms. It is located in the country, close to Coe Hill, and includes a drilled well and septic system. The property is approximately 2 acres with excellent privacy and a small cabin you can finish and turn into whatever you can imagine. The home needs some finishing, but it is in good sound condition, well kept and ready to move into. Minutes from Coe Hill and approximately 20 minutes to Apsley and close to several lakes and trails. Don't miss out on this opportunity.

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Property Summary

This detached home located at 540 Rose Island Road, Wollaston is currently for sale and has been available on SousaSells for 4 days. This property is listed at $260,000 with an estimated mortgage of $865* per month. It has 3 beds, 2 bathrooms, and is 1100-1500 square feet. 540 Rose Island Road, Wollaston is in the Wollaston neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/23/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionVinyl Siding
BasementCrawl Space, Unfinished
Lot Size700 × 104 Feet
CountyHastings
Annual Tax$1,955.73
Legal DescriptionPT LT 22 CON 10 WOLLASTON AS IN QR491116 WOLLASTON COUNTY OF HASTINGS. PIN 401270106

Parking & Garage

Parking Total8.0
Parking Space8
Garage TypeNone

Heating & Cooling

Heat SourcePropane
Heat TypeOther
CoolingNone

Features

Property Features

Place Of Worship, School Bus Route, Wooded/Treed

Interior Features

None

Security Features

Community Features

Location

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540 Rose Island Road, Wollaston, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 540 Rose Island Road, Wollaston, ON K0L 1P0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Wollaston.

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Interest Rate4.00%
Down Payment$78,000 (30.0%)
* Minimum Canadian down payment required for this price is $13,000.
Amortization Period30 Years
Estimated Monthly Payment$865Based on a loan of $182,000 over 30 years.
Purchase Price$260,000
Loan Amount$182,000
Provincial Land Transfer Tax:$2,375
Total Estimated Closing Taxes:$2,375

About Purchasing a Home in Wollaston, ON

For a property listed at $260,000 in Wollaston, the legal minimum down payment is $13,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $2,375 for this transaction. As this listing is in Wollaston (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $2,375.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Wollaston, Wollaston.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$627,869

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.