265 Catharine Street, Woodstock, ON

$499,000
MLS#:X13553418
3 beds
2 baths
700-1100 sqft
6.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Sidesplit 3 detached located in the coveted neighborhood of Woodstock - South. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $499,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 700-1100 sqft on a premium 60 x 89.49 ft lot
  • Features a finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 6.0 total parking spaces available
  • Notable attributes: In-Law Capability
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Situated on a beautiful corner lot in one of Woodstock's most desirable neighbourhoods, this exceptional home offers the perfect blend of comfort, style, and convenience with easy highway access nearby. Surrounded by mature trees and lush landscaping, the property boasts outstanding curb appeal along with a spacious 6-car driveway providing ample parking for family and visitors. Inside, the bright open-concept layout is enhanced by large windows that flood the home with natural light. The dining area is perfect for hosting gatherings and seamlessly connects to the upgraded kitchen through a convenient pass-through, featuring modern finishes, abundant cabinetry, and plenty of workspace. Thoughtful updates throughout the home include new flooring, renovated washroom, a new furnace, and an energy-efficient heat pump for added comfort year-round. The upper level offers generously sized bedrooms with large windows that create a warm and inviting atmosphere. The lower level features a cozy family room centered around a charming wood-burning fireplace with dedicated wood storage, making it an ideal space to unwind or entertain guests. An oversized storage room adds even more functionality to the home, along with excellent potential for an additional unit or in-law suite. Ideally located within a convenient drive to Fanshawe College. Step outside to enjoy the large private backyard complete with a lovely patio - perfect for relaxing, entertaining, or enjoying outdoor activities. This move-in-ready property is a rare opportunity to own a beautifully updated home in a prime location with future income potential.

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Property Summary

This detached home located at 265 Catharine Street, Woodstock is currently for sale and has been available on SousaSells for 1 day. This property is listed at $499,000 with an estimated mortgage of $1,661* per month. It has 3 beds, 2 bathrooms, and is 700-1100 square feet. 265 Catharine Street, Woodstock is in the Woodstock - South neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/11/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleSidesplit 3
ConstructionBrick, Vinyl Siding
BasementFinished
Lot Size60 × 89.49 Feet
CountyOxford
Annual Tax$3,660
Legal DescriptionPT LT 1-2 PL 553 PT 1 & 2, 41R1377; S/T RIGHT IN 203296; S/T A8244; WOODSTOCK

Parking & Garage

Parking Spaces6.0
Garage Spaces6
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

In-Law Capability

Security Features

Community Features

Location

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265 Catharine Street, Woodstock, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 265 Catharine Street, Woodstock, ON N4S 2L1

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Woodstock.

Configure Loan Settings

Interest Rate4.00%
Down Payment$149,700 (30.0%)
* Minimum Canadian down payment required for this price is $24,950.
Amortization Period30 Years
Estimated Monthly Payment$1,661Based on a loan of $349,300 over 30 years.
Purchase Price$499,000
Loan Amount$349,300
Provincial Land Transfer Tax:$6,455
Total Estimated Closing Taxes:$6,455

About Purchasing a Home in Woodstock, ON

For a property listed at $499,000 in Woodstock, the legal minimum down payment is $24,950 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,455 for this transaction. As this listing is in Woodstock (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,455.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Woodstock.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$690,050

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Northdale
Public290 Victoria Street North, Woodstock, Ontario, N4S 6W5
2.2
Central
Public410 Hunter Street, Woodstock, Ontario, N4S 4G4
3.4
Springbank
Public1060 Sprucedale Road, Woodstock, Ontario, N4S 4Z9
5.6
St Michael's
Public1085 Devonshire Avenue, Woodstock, Ontario, N4S 5S1
4.3
Holy Family
Public177 Oxford Street, Woodstock, Ontario, N4S 6A8
4.4

Secondary Schools

Huron Park
Public900 Cromwell Street, Woodstock, Ontario, N4S 5B5
4.8
Woodstock
Public35 Riddell Street, Woodstock, Ontario, N4S 6L9
5.8
College Avenue
Public700 College Avenue, Woodstock, Ontario, N4S 2C8
3.7
Notre-Dame
Public700 Bristol Street, Woodstock, Ontario, N4T 0E4
4.9

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.