15 Phipps Street, Fort Erie, ON

$439,000
MLS#:X13557544
2 beds
2 baths
700-1100 sqft
2.0 parking
Residential Freehold
15 Phipps Street, Fort Erie, ON L2A 2V1

Property Highlights

Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of 332 - Central. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $439,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 2 Bathrooms
  • Generous living space spanning 700-1100 sqft on a premium 36.66 x 75.75 ft lot
  • Features a none, crawl space basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available with a convenient other configuration
  • Notable attributes: Carpet Free, Upgraded Insulation, Water Heater Owned
  • equipped with wall unit(s), window unit(s) central cooling and highly efficient baseboard heating via gas

Description

This move-in-ready 1.5-storey home is just steps from the Niagara River with views of the Buffalo skyline. Located in a quiet, family-friendly Fort Erie neighbourhood, this low-maintenance property blends character with modern convenience. Featuring 2 bedrooms, 1.5 bathrooms, heated floors throughout the main level, SMART-controlled heat pumps for efficient heating/cooling, and a fully renovated kitchen with updated cabinetry, countertops, backsplash, and included SMART appliances. Recent updates include flooring, bathroom renovation (2023), crawlspace encapsulation (2021), fencing (2022), asphalt driveway + concrete pad (2019), irrigation system (2022), and more. Enjoy morning coffee from the front porch, waterfront walks just seconds away, and peaceful year-round views of the river. Detached workshop/living space includes its own heat pump + updated hydro for added flexibility and comfort (easy switchover for future garage usage). A perfect opportunity for buyers looking for lifestyle, comfort, and modern upgrades near the water.

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Property Summary

This detached home located at 15 Phipps Street, Fort Erie is currently for sale and has been available on SousaSells for 24 days. This property is listed at $439,000 with an estimated mortgage of $1,461* per month. It has 2 beds, 2 bathrooms, and is 700-1100 square feet. 15 Phipps Street, Fort Erie is in the 332 - Central neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 2 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in 332 - Central, Fort Erie.

Highly Recommended for Families
What We Love About This Home
  • 2 spacious bedroom layout offering versatile living space
  • 2 well-appointed bathrooms
  • 700-1100 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

First-time home buyers, professionals, or investors seeking value.

Target Buyer Match

Key Features

Bedrooms
2
Bathrooms
2
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusPrice Change
Listed Date7/13/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style1 1/2 Storey
ConstructionVinyl Siding
BasementNone, Crawl Space
Lot Size36.66 × 75.75 Feet
CountyNiagara
Annual Tax$2,528
Legal DescriptionPT LT 1 W/S OF NIAGARA ST PL 348 BERTIE AS IN RO763456; FORT ERIE

Parking & Garage

Parking Total2.0
Parking Space2
Garage TypeOther

Heating & Cooling

Heat SourceGas
Heat TypeBaseboard
CoolingWall Unit(s), Window Unit(s)

Features

Property Features

None listed

Interior Features

  • Carpet Free
  • Upgraded Insulation
  • Water Heater Owned
  • On Demand Water Heater

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 15 Phipps Street, Fort Erie, ON

Q.What is the asking price for 15 Phipps Street, Fort Erie, ON ?

The current listing price for 15 Phipps Street, Fort Erie, ON in 332 - Central, Fort Erie is $439,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 2 bedrooms and 2 bathrooms across approximately 700-1100 sqft.

Q.What property type and architectural style is 15 Phipps Street, Fort Erie, ON ?

15 Phipps Street, Fort Erie, ON is a Detached (1 1/2 Storey) featuring a None, Crawl Space basement.

Q.What interior features are included in this home?

Interior highlights include: Carpet Free, Upgraded Insulation, Water Heater Owned, On Demand Water Heater.

Q.Is parking available at this property?

Yes, this property offers parking space for 2.0 vehicles (Other).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Wall Unit(s), Window Unit(s).

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Location

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15 Phipps Street, Fort Erie, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 15 Phipps Street, Fort Erie, ON L2A 2V1

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Fort Erie.

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Interest Rate4.00%
Down Payment$131,700 (30.0%)
* Minimum Canadian down payment required for this price is $21,950.
Amortization Period30 Years
Estimated Monthly Payment$1,461Based on a loan of $307,300 over 30 years.
Purchase Price$439,000
Loan Amount$307,300
Provincial Land Transfer Tax:$5,255
Total Estimated Closing Taxes:$5,255

About Purchasing a Home in Fort Erie, ON

For a property listed at $439,000 in Fort Erie, the legal minimum down payment is $21,950 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $5,255 for this transaction. As this listing is in Fort Erie (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $5,255.

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332 - Central, Fort Erie Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 332 - Central, Fort Erie.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$722,350

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in 332 - Central, Fort Erie

Elementary Schools

Our Lady of Victory
Public300 Central Avenue, Fort Erie, Ontario, L2A 3T3
5.0
Garrison Road
Public1110 Garrison Road, Fort Erie, Ontario, L2A 1N9
7.8
St Philomena
Public1332 Phillips Street, Fort Erie, Ontario, L2A 3C2
7.3

Secondary Schools

Greater Fort Erie
Public1640 Garrison Road, Fort Erie, Ontario, L2A 5M4
5.5

332 - Central, Fort Erie Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.