226 Derby Road, Fort Erie, ON

$354,900
MLS#:X13138102
2 beds
1 baths
1100-1500 sqft
3.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungaloft detached located in the coveted neighborhood of 337 - Crystal Beach. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $354,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 1 Bathroom
  • Generous living space spanning 1100-1500 sqft on a premium 64 x 104.75 ft lot
  • Features a crawl space basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Carpet Free, Primary Bedroom - Main Floor
  • Efficient forced air heating via gas

Description

Situated on a rare double lot just down the road from the iconic Derby Hot Dog Alley, this charming home offers great outdoor space and a fantastic Crystal Beach location. Lovingly lived in by the same growing family for the past 10 years, it reflects pride of ownership and thoughtful care throughout.The property features an oversized single-car garage with hydro, additional outlets, and a built-in workbench-ideal for parking, storage, or a functional workspace.Enter through the bright front sunroom into the open-concept living and dining area. The main floor includes a convenient bedroom with sliding doors leading directly to the backyard. At the back of the home you'll find an updated bathroom, a large pantry, and additional access to the yard. Upstairs, a loft-style primary bedroom offers a cozy and private retreat with closet space.The fully fenced backyard is a true highlight, featuring mature gardens, a cherry tree in the back, and a pear tree in the front that bloom beautifully and produce fruit throughout the summer. The double lot provides plenty of space to garden, entertain, or simply relax outdoors.Additional features include a 100-amp panel, gas fireplace heating, and two ductless split units for efficient air conditioning and year-round comfort.A charming home with character, beautiful outdoor space, and a central location close to everything Crystal Beach has to offer

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Key Features

Bedrooms
2
Bathrooms
1
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date5/15/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungaloft
ConstructionVinyl Siding
BasementCrawl Space
Lot Size64 × 104.75 Feet
CountyNiagara
Annual Tax$2,728
Legal DescriptionLT 252 PL 395 BERTIE; LT 253 PL 395 BERTIE ; FORT ERIE

Parking & Garage

Parking Spaces3.0
Garage Spaces2
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingNone

Features

Property Features

Interior Features

Carpet Free, Primary Bedroom - Main Floor

Security Features

Community Features

Location

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226 Derby Road, Fort Erie, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 226 Derby Road, Fort Erie, ON L0S 1B0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Fort Erie.

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Interest Rate5.25%
Down Payment$17,745 (5.0%)
* Minimum Canadian down payment required for this price is $17,745.
Amortization Period25 Years
Estimated Monthly Payment$2,009Based on a loan of $337,155 over 25 years.
Purchase Price$354,900
Loan Amount$337,155
Provincial Land Transfer Tax:$3,799
Total Estimated Closing Taxes:$3,799

About Purchasing a Home in Fort Erie, ON

For a property listed at $354,900 in Fort Erie, the legal minimum down payment is $17,745 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $3,799 for this transaction. As this listing is in Fort Erie (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $3,799.

Nearby Listings

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No current listings found in Fort Erie.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Fort Erie.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$762,494

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

St Philomena
Public1332 Phillips Street, Fort Erie, Ontario, L2A 3C2
7.3
Garrison Road
Public1110 Garrison Road, Fort Erie, Ontario, L2A 1N9
7.8

Secondary Schools

Greater Fort Erie
Public1640 Garrison Road, Fort Erie, Ontario, L2A 5M4
5.5

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.