235 Phipps Street, Fort Erie, ON

$499,900
MLS#:X10420263
3 beds
2 baths
2.0 parking
Residential Freehold
Loading property media...
⚠️

Property no longer active

This property was sold on November 22, 2024. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of 332 - Central. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $499,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Premium 50 x 120 ft lot size
  • Features a separate entrance, partial basement basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Water Heater, Storage
  • Efficient forced air heating via gas

Description

Well-Maintained 3 Bedroom Character Home in Fort Eries quiet North End - Full Basement & Classic Finishings including TV Area, and Additional Storage - Bright and cheerful Kitchen w/ white cabinetry and vinyl flooring & Large Window Above Sink - Cozy Living Room with Pristine mint-condition high baseboard trims, Gorgeous Hardwood Flooring Throughout with and wood staircase banister - Bright Four-Season Sunroom/Den Overlooking Beautiful Backyard Gardens w/ sliding glass doors to an additional covered patio at the rear to Fully Fenced-in Yard - Perfect for Entertaining - Spacious Primary Bedroom w/ walk-in Closet , built ins and access to 3rd-storey the attic & Lots of Natural Light + 2 More Additional Bedrooms - This home also has a 3rd floor that is currently unfinished and ready/ideal for finishing - Enjoy Peaceful Mornings on the Fully Covered Front Porch w/ Composite Wood & Low-Maintenance Vinyl Siding - Detached Shed/Garage for Lots of Extra Storage - Roof, Furnace, Eaves Replaced in 2013 Close to QEW, Niagara River, Parks, Schools, Shopping and more!

Schedule a Tour

Contact us to schedule a private viewing of this property.

Contact Agent

Generate CMA Report

Property Summary

This detached home located at 235 Phipps Street, Fort Erie is currently for sale and has been available on SousaSells for 616 days. This property is listed at $499,900 with an estimated mortgage of $1,664* per month. It has 3 beds, 2 bathrooms, and is unknown square feet. 235 Phipps Street, Fort Erie is in the 332 - Central neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateNovember 22, 2024
Sold price information is available to members only
Listed Date11/9/2024
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionVinyl Siding
BasementSeparate Entrance, Partial Basement
Lot Size50 × 120 Feet
CountyNiagara
Annual Tax$2,552.27
Legal DescriptionLT 27 S/S PHIPPS ST PL 348 BERTIE; S/T EXECUTION 96-00953, IF ENFORCEABLE; FORT ERIE

Parking & Garage

Parking Total2.0
Parking Space2
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingNone

Features

Property Features

Interior Features

Water Heater, Storage

Security Features

Community Features

Location

Initializing map...
235 Phipps Street, Fort Erie, ON
Loading local market trends...

Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 235 Phipps Street, Fort Erie, ON L2A 2V4

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
Loading stats...

Properties in this area are selling at a steady pace.

Market Trend
Calculating trend...

Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Fort Erie.

Configure Loan Settings

Interest Rate4.00%
Down Payment$149,970 (30.0%)
* Minimum Canadian down payment required for this price is $24,995.
Amortization Period30 Years
Estimated Monthly Payment$1,664Based on a loan of $349,930 over 30 years.
Purchase Price$499,900
Loan Amount$349,930
Provincial Land Transfer Tax:$6,473
Total Estimated Closing Taxes:$6,473

About Purchasing a Home in Fort Erie, ON

For a property listed at $499,900 in Fort Erie, the legal minimum down payment is $24,995 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,473 for this transaction. As this listing is in Fort Erie (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,473.

Similar Listings Nearby

City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 332 - Central, Fort Erie.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$564,846

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Our Lady of Victory
Public300 Central Avenue, Fort Erie, Ontario, L2A 3T3
5.0
Garrison Road
Public1110 Garrison Road, Fort Erie, Ontario, L2A 1N9
7.8
St Philomena
Public1332 Phillips Street, Fort Erie, Ontario, L2A 3C2
7.3

Secondary Schools

Greater Fort Erie
Public1640 Garrison Road, Fort Erie, Ontario, L2A 5M4
5.5

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

Generate a full market evaluation or explore city guides using the sidebar links.

Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.