2365 Cross Street, Fort Erie, ON

$774,900
MLS#:X13027668
3 beds
3 baths
1100-1500 sqft
4.0 parking
Residential Freehold
Loading property media...

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of 335 - Ridgeway. Expertly crafted featuring premium board & batten and vinyl siding construction, this residence presents an exceptional opportunity offered at $774,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 3 Bathrooms with 2 functional kitchens
  • Generous living space spanning 1100-1500 sqft on a premium 113 x 100 ft lot
  • Features a apartment, separate entrance, finished, full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Accessory Apartment, Auto Garage Door Remote, Bar Fridge
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to a rare opportunity to own a fully finished, custom-built bungalow without the wait, upgrades, or compromises of new construction. Set on an oversized lot just minutes from Ridgeway and Lake Erie, this home offers the perfect balance of privacy, space, and modern design---a refreshing alternative to cookie-cutter subdivision living. Inside, you'll find a thoughtfully designed layout featuring 2+1 bedrooms and 3 full bathrooms, ideal for downsizers, families, or those seeking flexible multigenerational living. The main level showcases bright, open-concept living with high-quality finishes, while the fully finished lower level provides additional living space for guests, a home office, or extended family.This is a home that delivers what today's buyers are searching for: Turnkey living with no construction delays, Custom finishes already completed, Low-maintenance bungalow lifestyle and Space to enjoy both indoors and out. Whether you're looking to simplify without sacrificing quality or escape the constraints of subdivision living, this property offers a lifestyle that is increasingly hard to find. Located close to trails, amenities, and the charm of Ridgeway's shops and shoreline. Additional features include: in floor heating in all 3 bathrooms with separate digital programmable thermostats, Eco Flow Biofilter septic system, a 2000 gallon cistern with Premier Tech water level monitoring system, two electrical panels for flexibility & a high-efficiency furnace/air conditioning system to ensure comfort year-round.

Schedule a Tour

Contact us to schedule a private viewing of this property.

Contact Agent

Generate CMA Report

Key Features

Bedrooms
3
Bathrooms
3
Kitchens
2
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateJune 8, 2026
Sold price information is available to members only
Listed Date4/21/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionBoard & Batten , Vinyl Siding
BasementApartment, Separate Entrance, Finished, Full
Lot Size113 × 100 Feet
CountyNiagara
Annual Tax$0
Legal DescriptionLT 5 PL 497 BERTIE; FORT ERIE

Parking & Garage

Parking Spaces4.0
Garage Spaces3
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Beach, Campground, Lake Access, School Bus Route, Wooded/Treed

Interior Features

Accessory Apartment, Auto Garage Door Remote, Bar Fridge, Built-In Oven, Carpet Free, Guest Accommodations, In-Law Capability, In-Law Suite, On Demand Water Heater, Primary Bedroom - Main Floor, Separate Heating Controls, Separate Hydro Meter, Sump Pump, Upgraded Insulation, Water Heater, Water Heater Owned

Security Features

Community Features

Location

Initializing map...
2365 Cross Street, Fort Erie, ON
Loading local market trends...

Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 2365 Cross Street, Fort Erie, ON L0S 1N0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
Loading stats...

Properties in this area are selling at a steady pace.

Market Trend
Calculating trend...

Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Fort Erie.

Information Gain SEO Widget

Configure Loan Settings

Interest Rate5.25%
Down Payment$52,490 (6.8%)
* Minimum Canadian down payment required for this price is $52,490.
Amortization Period25 Years
Estimated Monthly Payment$4,305Based on a loan of $722,410 over 25 years.
Purchase Price$774,900
Loan Amount$722,410
Provincial Land Transfer Tax:$11,973
Total Estimated Closing Taxes:$11,973

About Purchasing a Home in Fort Erie, ON

For a property listed at $774,900 in Fort Erie, the legal minimum down payment is $52,490 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $11,973 for this transaction. As this listing is in Fort Erie (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $11,973.

Nearby Listings

Distance:

No current listings found in Fort Erie.

Similar Listings Nearby

City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Fort Erie.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$763,084

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

St Philomena
Public1332 Phillips Street, Fort Erie, Ontario, L2A 3C2
7.3
Garrison Road
Public1110 Garrison Road, Fort Erie, Ontario, L2A 1N9
7.8

Secondary Schools

Greater Fort Erie
Public1640 Garrison Road, Fort Erie, Ontario, L2A 5M4
5.5

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

Generate a full market evaluation or explore city guides using the sidebar links.

Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.