3198 Thunder Bay Road, Fort Erie, ON

$1,299,999
MLS#:X14099746
4 beds
3 baths
1500-2000 sqft
8.0 parking
Residential Freehold
Residential Freehold for sale - 4 Bed, 3 Bath Home at 3198 Thunder Bay Road Fort Erie ON listed at $1,299,999 (MLS# X14099746) - Main View
Open House
For Sale
Added:Oct 20, 2026(today)
Updated:Oct 20, 2026(today)
Last Checked:3 minutes ago

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Ridgeway. Expertly crafted featuring premium stucco (plaster) and stone construction, this residence presents an exceptional opportunity offered at $1,299,999 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 100 x 200 ft lot
  • Features a finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • Ample parking with 2.0 garage spaces (8.0 total parking spaces) with a convenient attached configuration
  • Notable attributes: Auto Garage Door Remote, Countertop Range, Primary Bedroom - Main Floor
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to your Ridgeway Retreat, where resort-style luxury and the warmth of home come together to make every day feel extraordinary. Set on almost half an acre in a sought-after Ridgeway neighbourhood, this custom-built home offers over 3,300 sq. ft. of finished living space, where upscale design, refined interiors, and an extraordinary backyard oasis create a lifestyle that feels like a permanent escape.Step outside and experience your own private resort. A heated inground pool with a cascading waterfall sets the stage for sun-filled afternoons and leisurely summer evenings, while expansive green space offers room to play, unwind, and entertain. The beautifully appointed pool house, complete with a bathroom, bar, and TV, brings an added level of convenience to poolside living. At the heart of the outdoor entertaining space, a stunning kitchen featuring natural stone, granite countertops, a built-in grill, Green Egg smoker, and stainless steel cooler makes hosting effortless and memorable. Interlocking stone, a covered patio, professional landscaping, and an irrigation system complete this beautifully curated outdoor setting. A newer exposed aggregate driveway leads to a grand entrance with custom double doors, introducing interiors where elegance and comfort exist in perfect balance. Custom cabinetry and a chef-inspired kitchen with a generous island create a sophisticated yet welcoming gathering space. Fireplaces on both levels bring warmth and ambiance, while the recreation room, complete with a pool table and wet bar, sets the scene for relaxed evenings and entertaining. The heated garage features raised door tracks to accommodate a golf simulator setup for year-round enjoyment, while an EV charger adds a modern touch of convenience. A private retreat where luxury meets comfort, and every space feels like home. Enjoy the best of both worlds, with refined living, inviting warmth, and a resort-inspired lifestyle that makes coming home the best part of every day.

Upcoming Open Houses

1 Scheduled
Sunday, October 25, 20262:00 PM - 4:00 PMPublic
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Property Summary

This detached home located at 3198 Thunder Bay Road, Fort Erie is currently for sale and has been available for 0 days. This property is listed at $1,299,999 with an estimated mortgage of $4,327* per month. It has 4 beds, 3 bathrooms, and is 1500-2000 square feet. 3198 Thunder Bay Road, Fort Erie is in the Ridgeway neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 4 bedrooms and 3 bathrooms, this home offers ample space and comfort for growing families in Ridgeway, Fort Erie.

Highly Recommended for Families
What We Love About This Home
  • •4 spacious bedroom layout offering versatile living space
  • •3 well-appointed bathrooms
  • •1500-2000 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in Ridgeway, Fort Erie.

Target Buyer Match

Key Features

Bedrooms
4
Bathrooms
3
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Price$1,299,999
AddedOct 20, 2026 (today)
UpdatedOct 20, 2026 (today)
Last Checked3 minutes ago
Transaction TypeFor Sale
List Office NameCOLDWELL BANKER MOMENTUM REALTY, BROKERAGE

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionStucco (Plaster), Stone
BasementFinished
Lot Size100 Ă— 200 Feet
CountyNiagara
Annual Tax$8,274
Rental ItemsOn demand hot water
Legal DescriptionLT 12D PL 428 BERTIE TOWN OF FORT ERIE

Parking & Garage

Parking Total8.0
Parking Space6
Garage Parking2.0
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Beach
  • Electric Car Charger
  • School Bus Route
  • Rec./Commun.Centre
  • School
  • Library

Interior Features

  • Auto Garage Door Remote
  • Countertop Range
  • Primary Bedroom - Main Floor
  • Built-In Oven

Security Features

  • Alarm System

Community Features

None listed

Property History

No historical data available for this property.

This could be the first listing for this address.

Fort Erie Home Buyer Advisory & Market HubActive MLS® Listing in Fort Erie, Ontario

Looking to Buy a Home in Fort Erie?

If you are looking for a house in Fort Erie or researching Fort Erie real estate for sale, this 4-bedroom detached at 3198 Thunder Bay Road, Fort Erie, ON offers an exceptional opportunity to buy a home in Fort Erie, Ontario. Whether you are a first-time Fort Erie home buyer or comparing active Fort Erie MLS® homes for sale, working with a dedicated Fort Erie buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.

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Dedicated Fort Erie Buyer Agent

Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced Fort Erie realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.

Fort Erie Buyer Budget & Costs

Estimated mortgage: $4,327*/month*. Estimated Ontario Land Transfer Tax: $22,475. First-time Fort Erie home buyers may qualify for up to $8,475 in rebates.

Frequently Asked Questions: Buying a Home in Fort Erie

Frequently Asked Questions about 3198 Thunder Bay Road, Fort Erie, ON

Q.What is the asking price for 3198 Thunder Bay Road, Fort Erie, ON ?

The current listing price for 3198 Thunder Bay Road, Fort Erie, ON in Ridgeway, Fort Erie is $1,299,999.

Q.How many bedrooms and bathrooms does this property have?

This property features 4 bedrooms and 3 bathrooms across approximately 1500-2000 sqft.

Q.What property type and architectural style is 3198 Thunder Bay Road, Fort Erie, ON ?

3198 Thunder Bay Road, Fort Erie, ON is a Detached (Bungalow) featuring a Finished basement.

Q.What key property features does 3198 Thunder Bay Road, Fort Erie, ON offer?

Key property features include: Beach, Electric Car Charger, School Bus Route, Rec./Commun.Centre, School, Library.

Q.What interior features are included in this home?

Interior highlights include: Auto Garage Door Remote, Countertop Range, Primary Bedroom - Main Floor, Built-In Oven.

Q.What security features are installed at 3198 Thunder Bay Road, Fort Erie, ON ?

Security features include: Alarm System.

Q.Is parking available at this property?

Yes, this property offers parking space for 8.0 vehicles (Attached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

Location

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3198 Thunder Bay Road, Fort Erie, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Ridgeway, Fort Erie

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Pricing & Value Insights

Data-driven valuation for 3198 Thunder Bay Road, Fort Erie, ON L0S 1N0

Estimated Sales Range
$1,235,000 - $1,274,000

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Fort Erie.

Configure Loan Settings

Interest Rate4.00%
Down Payment$390,000 (30.0%)
* Minimum Canadian down payment required for this price is $260,000.
Amortization Period30 Years
Estimated Monthly Payment$4,327Based on a loan of $909,999 over 30 years.
Purchase Price$1,299,999
Loan Amount$909,999
Provincial Land Transfer Tax:$22,475
Total Estimated Closing Taxes:$22,475

About Purchasing a Home in Fort Erie, ON

For a property listed at $1,299,999 in Fort Erie, the legal minimum down payment is $260,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $22,475 for this transaction. As this listing is in Fort Erie (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $22,475.

Similar Listings in Ridgeway, Fort Erie

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Ridgeway, Fort Erie Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Ridgeway, Fort Erie.

Verified Local Data
City Population2,794,356
City Median Age39.2 Yrs
City Ownership48% Owners
Avg Area List Price$949,382

People & Families

Age Distribution

Household Composition

One-person households
32%
Families with children
36%
Couples without children
24%
Other households
8%

Top Ethnic Origins

Chinese11%
English9%
Canadian8%
East Indian8%

Best Schools in Ridgeway, Fort Erie

Elementary Schools

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Secondary Schools

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Ridgeway, Fort Erie Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied48%
Rented52%

Need more details or a custom CMA?

Generate a full market evaluation or explore city guides using the sidebar links.

Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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